Georgia · HMDA 2025
Mortgage lenders in Sumter County, GA
121 lenders reported 624 home-loan applications in Sumter County in 2025. 278 closed as loans ($52.3M), 138 were denied — a 31.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 23% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 624
- Loans originated
- 278
- Purchase / refinance
- 162 / 84
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumter County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 66 | 10.6% | — |
| 2 | First State Bank 77 out of 100, Strong | 41 | 6.6% | 0.6% |
| 3 | Capital City Home Loans, LLC | 38 | 6.1% | — |
| 4 | 21st Mortgage Corporation | 33 | 5.3% | — |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 3.5% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 21 | 3.4% | — |
| 7 | GEORGIA'S OWN | 21 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 19 | 3.0% | — |
| 9 | Synovus Bank | 19 | 3.0% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 2.6% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 15 | 2.4% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 2.1% | 32.9% |
| 13 | NEWREZ LLC | 13 | 2.1% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.9% | 14.1% |
| 15 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 16 | Ameris Bank 67 out of 100, Moderate | 11 | 1.8% | 10.5% |
| 17 | AmeriSave Mortgage Corporation | 10 | 1.6% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 10 | 1.6% | — |
| 19 | Broker Solutions, Inc. | 9 | 1.4% | — |
| 20 | PLANET HOME LENDING, LLC | 9 | 1.4% | — |
| 21 | PeoplesSouth Bank 69 out of 100, Moderate | 9 | 1.4% | 5.5% |
| 22 | Loandepot.Com, LLC | 7 | 1.1% | — |
| 23 | The Peoples Bank of Georgia 71 out of 100, Strong | 7 | 1.1% | 10.2% |
| 24 | NATIONSTAR MORTGAGE LLC | 6 | 1.0% | — |
| 25 | First State Bank of Blakely | 6 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 5 | 0.8% | — |
| 27 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.8% | 22.2% |
| 28 | Discover Bank | 5 | 0.8% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 5 | 0.8% | — |
| 30 | COLONY BANK 64 out of 100, Moderate | 5 | 0.8% | 4.8% |
| 31 | FirstBank 59 out of 100, Moderate | 5 | 0.8% | 42.8% |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 33 | Regions Bank 64 out of 100, Moderate | 4 | 0.6% | 43.1% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 4 | 0.6% | 44.7% |
| 35 | ROBINS FINANCIAL | 4 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.6% | — |
| 37 | Fairway Independent Mortgage Corporation | 3 | 0.5% | — |
| 38 | GUARANTEED RATE, INC. | 3 | 0.5% | — |
| 39 | GUILD MORTGAGE COMPANY | 3 | 0.5% | — |
| 40 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.5% | — |
Top 40 of 121 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps