Georgia · HMDA 2025
Mortgage lenders in Thomas County, GA
182 lenders reported 1,578 home-loan applications in Thomas County in 2025. 794 closed as loans ($209.3M), 334 were denied — a 28.5% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 24% of applications, led by Thomasville National Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,578
- Loans originated
- 794
- Purchase / refinance
- 443 / 259
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Thomas County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Thomasville National Bank | 160 | 10.1% | — |
| 2 | 21st Mortgage Corporation | 138 | 8.7% | — |
| 3 | Rocket Mortgage, LLC | 86 | 5.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 62 | 3.9% | — |
| 5 | First Reliance Bank | 59 | 3.7% | — |
| 6 | NEWREZ LLC | 53 | 3.4% | — |
| 7 | FIRST COMMERCE CREDIT UNION 65 out of 100, Moderate | 51 | 3.2% | 28.6% |
| 8 | NATIONSTAR MORTGAGE LLC | 41 | 2.6% | — |
| 9 | Synovus Bank | 38 | 2.4% | — |
| 10 | TRIAD FINANCIAL SERVICES, INC. | 36 | 2.3% | — |
| 11 | Ameris Bank 67 out of 100, Moderate | 32 | 2.0% | 10.5% |
| 12 | UNITED SHORE FINANCIAL SERVICES, LLC | 31 | 2.0% | — |
| 13 | TOWNE MORTGAGE COMPANY | 31 | 2.0% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 29 | 1.8% | — |
| 15 | Loandepot.Com, LLC | 25 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 25 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 25 | 1.6% | — |
| 18 | Renasant Bank 64 out of 100, Moderate | 24 | 1.5% | 11.6% |
| 19 | Truist Bank 63 out of 100, Moderate | 23 | 1.5% | 40.8% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.3% | — |
| 21 | AmeriSave Mortgage Corporation | 20 | 1.3% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 18 | 1.1% | 32.9% |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.1% | — |
| 24 | COLONY BANK 64 out of 100, Moderate | 16 | 1.0% | 4.8% |
| 25 | VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 1.0% | — |
| 26 | Broker Solutions, Inc. | 15 | 1.0% | — |
| 27 | GMFS LLC | 15 | 1.0% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 15 | 1.0% | — |
| 29 | NEW DAY FINANCIAL, LLC | 13 | 0.8% | — |
| 30 | Flagstar Bank, N.A. 31 out of 100, Low | 13 | 0.8% | 35.1% |
| 31 | DEEPHAVEN MORTGAGE LLC | 12 | 0.8% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 11 | 0.7% | 44.7% |
| 33 | SPRING EQ, LLC | 11 | 0.7% | — |
| 34 | ADDITION FINANCIAL | 11 | 0.7% | — |
| 35 | VYSTAR CREDIT UNION 51 out of 100, Below average | 10 | 0.6% | 48.8% |
| 36 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.6% | 14.1% |
| 37 | Discover Bank | 9 | 0.6% | — |
| 38 | Equity Prime Mortgage LLC | 9 | 0.6% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 0.5% | — |
| 40 | Coastal Community Bank 35 out of 100, Low | 8 | 0.5% | 3.0% |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps