Georgia · HMDA 2025
Mortgage lenders in Towns County, GA
164 lenders reported 822 home-loan applications in Towns County in 2025. 423 closed as loans ($122.6M), 151 were denied — a 25.1% denial rate on decided applications, close to the Georgia rate of 24.9%. The three most active lenders handled 27% of applications, led by United Community Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 822
- Loans originated
- 423
- Purchase / refinance
- 176 / 151
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Towns County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 116 | 14.1% | 25.4% |
| 2 | Rocket Mortgage, LLC | 69 | 8.4% | — |
| 3 | SouthState Bank, National Association 68 out of 100, Moderate | 34 | 4.1% | 23.3% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 28 | 3.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 2.8% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 2.7% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 2.6% | 14.1% |
| 8 | Mortgage Research Center, LLC | 17 | 2.1% | — |
| 9 | NEWREZ LLC | 16 | 1.9% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 1.7% | — |
| 11 | 21st Mortgage Corporation | 13 | 1.6% | — |
| 12 | FIRST COMMUNITY MORTGAGE, INC. | 12 | 1.5% | — |
| 13 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 1.3% | — |
| 14 | PINNACLE BANK | 11 | 1.3% | — |
| 15 | FIGURE LENDING LLC | 11 | 1.3% | — |
| 16 | SWBC MORTGAGE CORPORATION | 10 | 1.2% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 9 | 1.1% | 40.8% |
| 18 | Loandepot.Com, LLC | 9 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 9 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 9 | 1.1% | — |
| 21 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 1.1% | — |
| 22 | NEW DAY FINANCIAL, LLC | 9 | 1.1% | — |
| 23 | TOWNE MORTGAGE COMPANY | 9 | 1.1% | — |
| 24 | PLANET HOME LENDING, LLC | 8 | 1.0% | — |
| 25 | LOWER, LLC | 8 | 1.0% | — |
| 26 | DEEPHAVEN MORTGAGE LLC | 8 | 1.0% | — |
| 27 | MOVEMENT MORTGAGE, LLC | 7 | 0.9% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.9% | 44.7% |
| 29 | NATIONSTAR MORTGAGE LLC | 7 | 0.9% | — |
| 30 | Bank OZK 76 out of 100, Strong | 7 | 0.9% | 37.8% |
| 31 | Sierra Pacific Mortgage Company, Inc. | 6 | 0.7% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 6 | 0.7% | — |
| 33 | STATE EMPLOYEES' | 6 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.7% | — |
| 35 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 6 | 0.7% | 22.5% |
| 36 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 0.6% | 32.9% |
| 37 | Fairway Independent Mortgage Corporation | 5 | 0.6% | — |
| 38 | Regions Bank 64 out of 100, Moderate | 5 | 0.6% | 43.1% |
| 39 | A&D Mortgage LLC | 5 | 0.6% | — |
| 40 | KIND LENDING, LLC | 5 | 0.6% | — |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps