Georgia · HMDA 2025
Mortgage lenders in Union County, GA
193 lenders reported 1,525 home-loan applications in Union County in 2025. 847 closed as loans ($231.6M), 242 were denied — a 21.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 29% of applications, led by United Community Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,525
- Loans originated
- 847
- Purchase / refinance
- 385 / 279
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Community Bank 67 out of 100, Moderate | 233 | 15.3% | 25.4% |
| 2 | Rocket Mortgage, LLC | 149 | 9.8% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 55 | 3.6% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 3.4% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 51 | 3.3% | — |
| 6 | SouthState Bank, National Association 68 out of 100, Moderate | 49 | 3.2% | 23.3% |
| 7 | PINNACLE BANK | 37 | 2.4% | — |
| 8 | SWBC MORTGAGE CORPORATION | 33 | 2.2% | — |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 29 | 1.9% | — |
| 10 | NEWREZ LLC | 26 | 1.7% | — |
| 11 | Truist Bank 63 out of 100, Moderate | 26 | 1.7% | 40.8% |
| 12 | Bank OZK 76 out of 100, Strong | 26 | 1.7% | 37.8% |
| 13 | Mortgage Research Center, LLC | 24 | 1.6% | — |
| 14 | 21st Mortgage Corporation | 23 | 1.5% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 22 | 1.4% | — |
| 16 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 21 | 1.4% | — |
| 17 | Loandepot.Com, LLC | 20 | 1.3% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 19 | 1.2% | 14.1% |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 18 | 1.2% | 44.7% |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.0% | 32.9% |
| 21 | AmeriSave Mortgage Corporation | 16 | 1.0% | — |
| 22 | FIGURE LENDING LLC | 16 | 1.0% | — |
| 23 | PLANET HOME LENDING, LLC | 15 | 1.0% | — |
| 24 | UNION HOME MORTGAGE CORP. | 15 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 14 | 0.9% | — |
| 26 | NEW DAY FINANCIAL, LLC | 14 | 0.9% | — |
| 27 | Discover Bank | 13 | 0.9% | — |
| 28 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 0.8% | 33.8% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.8% | — |
| 30 | SPRING EQ, LLC | 11 | 0.7% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.7% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.7% | — |
| 33 | Broker Solutions, Inc. | 10 | 0.7% | — |
| 34 | FIRST COMMUNITY MORTGAGE, INC. | 10 | 0.7% | — |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 9 | 0.6% | — |
| 36 | TRIAD FINANCIAL SERVICES, INC. | 9 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 9 | 0.6% | 3.0% |
| 38 | CMG MORTGAGE, INC. | 8 | 0.5% | — |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 8 | 0.5% | 32.5% |
| 40 | River City Bank 77 out of 100, Strong | 8 | 0.5% | 4.1% |
Top 40 of 193 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps