Georgia · HMDA 2025
Mortgage lenders in Walker County, GA
262 lenders reported 3,509 home-loan applications in Walker County in 2025. 1,720 closed as loans ($371.6M), 620 were denied — a 25.2% denial rate on decided applications, close to the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,509
- Loans originated
- 1,720
- Purchase / refinance
- 908 / 541
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walker County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 214 | 6.1% | — |
| 2 | Rocket Mortgage, LLC | 214 | 6.1% | — |
| 3 | TENNESSEE VALLEY FCU | 184 | 5.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 144 | 4.1% | — |
| 5 | THE BANK OF LAFAYETTE, GEORGIA 56 out of 100, Moderate | 123 | 3.5% | 5.8% |
| 6 | Regions Bank 64 out of 100, Moderate | 115 | 3.3% | 43.1% |
| 7 | UNION HOME MORTGAGE CORP. | 107 | 3.0% | — |
| 8 | SUMMIT FUNDING, INC. | 106 | 3.0% | — |
| 9 | DHI MORTGAGE COMPANY, LTD. | 99 | 2.8% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 88 | 2.5% | — |
| 11 | NEWREZ LLC | 78 | 2.2% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 74 | 2.1% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 74 | 2.1% | — |
| 14 | LEADERONE FINANCIAL CORPORATION | 67 | 1.9% | — |
| 15 | Truist Bank 63 out of 100, Moderate | 65 | 1.9% | 40.8% |
| 16 | Mortgage Research Center, LLC | 65 | 1.9% | — |
| 17 | CMG MORTGAGE, INC. | 62 | 1.8% | — |
| 18 | Loandepot.Com, LLC | 62 | 1.8% | — |
| 19 | Broker Solutions, Inc. | 56 | 1.6% | — |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 54 | 1.5% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.4% | 14.1% |
| 22 | AmeriSave Mortgage Corporation | 45 | 1.3% | — |
| 23 | FIGURE LENDING LLC | 45 | 1.3% | — |
| 24 | FirstBank 59 out of 100, Moderate | 44 | 1.3% | 42.8% |
| 25 | NATIONSTAR MORTGAGE LLC | 40 | 1.1% | — |
| 26 | PLANET HOME LENDING, LLC | 35 | 1.0% | — |
| 27 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 34 | 1.0% | — |
| 28 | Builtwell Bank 73 out of 100, Strong | 32 | 0.9% | 20.5% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 27 | 0.8% | — |
| 30 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 27 | 0.8% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 26 | 0.7% | 3.0% |
| 32 | First Financial Bank, National Association 68 out of 100, Moderate | 23 | 0.7% | 28.8% |
| 33 | NEW DAY FINANCIAL, LLC | 23 | 0.7% | — |
| 34 | VILLAGE CAPITAL & INVESTMENT LLC | 23 | 0.7% | — |
| 35 | MORTGAGE INVESTORS GROUP, INC. | 23 | 0.7% | — |
| 36 | Bank of America, National Association 59 out of 100, Moderate | 22 | 0.6% | 44.7% |
| 37 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 0.6% | — |
| 38 | ALAMEDA MORTGAGE CORPORATION | 20 | 0.6% | — |
| 39 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 0.6% | 74.7% |
| 40 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.5% | 32.9% |
Top 40 of 262 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps