Georgia · HMDA 2025
Mortgage lenders in Walton County, GA
314 lenders reported 5,758 home-loan applications in Walton County in 2025. 2,800 closed as loans ($861.2M), 861 were denied — a 22.6% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,758
- Loans originated
- 2,800
- Purchase / refinance
- 1,355 / 963
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Walton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 398 | 6.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 263 | 4.6% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 237 | 4.1% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 174 | 3.0% | 14.1% |
| 5 | FREEDOM MORTGAGE CORPORATION | 174 | 3.0% | — |
| 6 | NEWREZ LLC | 164 | 2.8% | — |
| 7 | Fairway Independent Mortgage Corporation | 157 | 2.7% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 141 | 2.4% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 129 | 2.2% | 40.8% |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 119 | 2.1% | 44.7% |
| 11 | CROSSCOUNTRY MORTGAGE, INC. | 118 | 2.0% | — |
| 12 | Broker Solutions, Inc. | 104 | 1.8% | — |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 93 | 1.6% | 32.9% |
| 14 | Synovus Bank | 93 | 1.6% | — |
| 15 | NFM, INC. | 89 | 1.5% | — |
| 16 | ACOPIA, LLC | 88 | 1.5% | — |
| 17 | Mortgage Research Center, LLC | 86 | 1.5% | — |
| 18 | PINNACLE BANK | 84 | 1.5% | — |
| 19 | VANDERBILT MORTGAGE AND FINANCE, INC. | 78 | 1.4% | — |
| 20 | Loandepot.Com, LLC | 75 | 1.3% | — |
| 21 | FIGURE LENDING LLC | 74 | 1.3% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 74 | 1.3% | — |
| 23 | SPRING EQ, LLC | 70 | 1.2% | — |
| 24 | Regions Bank 64 out of 100, Moderate | 69 | 1.2% | 43.1% |
| 25 | NATIONSTAR MORTGAGE LLC | 68 | 1.2% | — |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 64 | 1.1% | — |
| 27 | GEORGIA'S OWN | 61 | 1.1% | — |
| 28 | AmeriSave Mortgage Corporation | 55 | 1.0% | — |
| 29 | EVERETT FINANCIAL, INC. | 55 | 1.0% | — |
| 30 | GEORGIA UNITED | 54 | 0.9% | — |
| 31 | United Community Bank 67 out of 100, Moderate | 51 | 0.9% | 25.4% |
| 32 | CARRINGTON MORTGAGE SERVICES, LLC | 49 | 0.9% | — |
| 33 | PLANET HOME LENDING, LLC | 45 | 0.8% | — |
| 34 | Ameris Bank 67 out of 100, Moderate | 45 | 0.8% | 10.5% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 42 | 0.7% | 22.2% |
| 36 | Discover Bank | 40 | 0.7% | — |
| 37 | Fifth Third Bank, National Association 62 out of 100, Moderate | 40 | 0.7% | 34.0% |
| 38 | GUARANTEED RATE, INC. | 37 | 0.6% | — |
| 39 | PEACH STATE FEDERAL CREDIT UNION 68 out of 100, Moderate | 37 | 0.6% | 30.7% |
| 40 | FBC MORTGAGE, LLC | 37 | 0.6% | — |
Top 40 of 314 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps