Georgia · HMDA 2025
Mortgage lenders in Wayne County, GA
148 lenders reported 1,265 home-loan applications in Wayne County in 2025. 643 closed as loans ($132.8M), 249 were denied — a 26.9% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 25% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,265
- Loans originated
- 643
- Purchase / refinance
- 347 / 240
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 126 | 10.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 96 | 7.6% | — |
| 3 | Rocket Mortgage, LLC | 95 | 7.5% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 68 | 5.4% | — |
| 5 | INTERSTATE CREDIT UNION 89 out of 100, Very strong | 65 | 5.1% | 27.8% |
| 6 | PrimeSouth Bank 66 out of 100, Moderate | 54 | 4.3% | 5.9% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 47 | 3.7% | — |
| 8 | Broker Solutions, Inc. | 43 | 3.4% | — |
| 9 | Mortgage Research Center, LLC | 38 | 3.0% | — |
| 10 | PLANET HOME LENDING, LLC | 38 | 3.0% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 34 | 2.7% | — |
| 12 | NEWREZ LLC | 29 | 2.3% | — |
| 13 | AmeriSave Mortgage Corporation | 29 | 2.3% | — |
| 14 | Truist Bank 63 out of 100, Moderate | 23 | 1.8% | 40.8% |
| 15 | GUILD MORTGAGE COMPANY | 23 | 1.8% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.8% | — |
| 17 | Renasant Bank 64 out of 100, Moderate | 20 | 1.6% | 11.6% |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 18 | 1.4% | — |
| 19 | Loandepot.Com, LLC | 14 | 1.1% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 14 | 1.1% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 12 | 0.9% | — |
| 22 | NEW DAY FINANCIAL, LLC | 12 | 0.9% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.9% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 26 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 0.8% | 14.1% |
| 27 | TOWNE MORTGAGE COMPANY | 10 | 0.8% | — |
| 28 | Fairway Independent Mortgage Corporation | 9 | 0.7% | — |
| 29 | Glennville Bank 73 out of 100, Strong | 9 | 0.7% | 9.4% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.6% | — |
| 31 | SPRING EQ, LLC | 7 | 0.6% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 7 | 0.6% | — |
| 33 | Discover Bank | 6 | 0.5% | — |
| 34 | Presidential Bank, FSB 51 out of 100, Below average | 6 | 0.5% | 6.9% |
| 35 | PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | 0.5% | — |
| 36 | LOWER, LLC | 6 | 0.5% | — |
| 37 | First Horizon Bank 64 out of 100, Moderate | 6 | 0.5% | 25.4% |
| 38 | CMG MORTGAGE, INC. | 5 | 0.4% | — |
| 39 | GUARANTEED RATE, INC. | 5 | 0.4% | — |
| 40 | Paramount Residential Mortgage Group, Inc. | 5 | 0.4% | — |
Top 40 of 148 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps