Georgia · HMDA 2025
Mortgage lenders in Whitfield County, GA
244 lenders reported 3,581 home-loan applications in Whitfield County in 2025. 1,740 closed as loans ($364.0M), 699 were denied — a 27.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by GEORGIA UNITED. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 3,581
- Loans originated
- 1,740
- Purchase / refinance
- 942 / 506
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Whitfield County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GEORGIA UNITED | 229 | 6.4% | — |
| 2 | Regions Bank 64 out of 100, Moderate | 186 | 5.2% | 43.1% |
| 3 | Rocket Mortgage, LLC | 176 | 4.9% | — |
| 4 | FirstBank 59 out of 100, Moderate | 176 | 4.9% | 42.8% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 153 | 4.3% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 134 | 3.7% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 126 | 3.5% | — |
| 8 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 109 | 3.0% | — |
| 9 | Truist Bank 63 out of 100, Moderate | 107 | 3.0% | 40.8% |
| 10 | Broker Solutions, Inc. | 95 | 2.7% | — |
| 11 | Fairway Independent Mortgage Corporation | 90 | 2.5% | — |
| 12 | MOVEMENT MORTGAGE, LLC | 85 | 2.4% | — |
| 13 | TENNESSEE VALLEY FCU | 84 | 2.3% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 69 | 1.9% | 14.1% |
| 15 | DHI MORTGAGE COMPANY, LTD. | 68 | 1.9% | — |
| 16 | Builtwell Bank 73 out of 100, Strong | 66 | 1.8% | 20.5% |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 58 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 55 | 1.5% | — |
| 19 | FREEDOM MORTGAGE CORPORATION | 52 | 1.5% | — |
| 20 | Mortgage Research Center, LLC | 51 | 1.4% | — |
| 21 | SUMMIT FUNDING, INC. | 47 | 1.3% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 45 | 1.3% | 44.7% |
| 23 | NEWREZ LLC | 44 | 1.2% | — |
| 24 | Loandepot.Com, LLC | 41 | 1.1% | — |
| 25 | 21st Mortgage Corporation | 36 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 35 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 34 | 0.9% | — |
| 28 | SPRING EQ, LLC | 33 | 0.9% | — |
| 29 | Synovus Bank | 30 | 0.8% | — |
| 30 | AmeriSave Mortgage Corporation | 28 | 0.8% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 26 | 0.7% | 22.2% |
| 32 | Bank OZK 76 out of 100, Strong | 25 | 0.7% | 37.8% |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 0.7% | 32.9% |
| 34 | GUARANTEED RATE, INC. | 24 | 0.7% | — |
| 35 | GUILD MORTGAGE COMPANY | 24 | 0.7% | — |
| 36 | NATIONSTAR MORTGAGE LLC | 24 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 23 | 0.6% | — |
| 38 | UNION HOME MORTGAGE CORP. | 22 | 0.6% | — |
| 39 | Click n' Close, Inc. | 20 | 0.6% | — |
| 40 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 0.6% | 74.7% |
Top 40 of 244 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps