Idaho · HMDA 2025
Mortgage lenders in Boundary County, ID
109 lenders reported 606 home-loan applications in Boundary County in 2025. 332 closed as loans ($99.5M), 85 were denied — a 19.4% denial rate on decided applications, above the Idaho rate of 17.5%. The three most active lenders handled 25% of applications, led by Glacier Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 606
- Loans originated
- 332
- Purchase / refinance
- 121 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Boundary County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Glacier Bank 68 out of 100, Moderate | 55 | 9.1% | 20.0% |
| 2 | Potlatch No. 1 Financial Credit Union 62 out of 100, Moderate | 50 | 8.3% | 13.4% |
| 3 | Rocket Mortgage, LLC | 49 | 8.1% | — |
| 4 | CMG MORTGAGE, INC. | 47 | 7.8% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 23 | 3.8% | — |
| 6 | EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 22 | 3.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 3.0% | — |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 3.0% | 39.5% |
| 9 | Umpqua Bank 64 out of 100, Moderate | 14 | 2.3% | 28.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 11 | 1.8% | — |
| 11 | NEWREZ LLC | 10 | 1.7% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.7% | 14.1% |
| 13 | Loandepot.Com, LLC | 10 | 1.7% | — |
| 14 | AmeriSave Mortgage Corporation | 10 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 10 | 1.7% | — |
| 16 | HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 10 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 8 | 1.3% | — |
| 18 | SPRING EQ, LLC | 8 | 1.3% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 8 | 1.3% | — |
| 20 | IDAHO CENTRAL CREDIT UNION 62 out of 100, Moderate | 7 | 1.2% | 17.8% |
| 21 | LAKEVIEW LOAN SERVICING, LLC | 7 | 1.2% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 1.0% | 22.2% |
| 23 | GUARANTEED RATE, INC. | 6 | 1.0% | — |
| 24 | FIGURE LENDING LLC | 6 | 1.0% | — |
| 25 | Horizon Federally Insured State-Chartered Credit Union | 6 | 1.0% | — |
| 26 | NEW DAY FINANCIAL, LLC | 6 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 0.8% | — |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 5 | 0.8% | 44.7% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.8% | — |
| 30 | Boeing Employees Credit Union 75 out of 100, Strong | 5 | 0.8% | 26.5% |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.8% | — |
| 32 | SPOKANE TEACHERS | 5 | 0.8% | — |
| 33 | Willamette Valley Bank 81 out of 100, Strong | 5 | 0.8% | 13.8% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 35 | Fairway Independent Mortgage Corporation | 4 | 0.7% | — |
| 36 | Lendage, LLC | 4 | 0.7% | — |
| 37 | GESA | 4 | 0.7% | — |
| 38 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | 0.7% | — |
| 39 | Washington Trust Bank 60 out of 100, Moderate | 4 | 0.7% | 22.5% |
| 40 | Valon Mortgage, Inc. | 4 | 0.7% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Idaho
- Ada County 27,606 apps
- Canyon County 15,449 apps
- Kootenai County 10,451 apps
- Bonneville County 6,658 apps
- Twin Falls County 4,638 apps
- Bannock County 4,192 apps
- Bonner County 3,139 apps
- Bingham County 2,229 apps
- Jefferson County 1,848 apps
- Elmore County 1,741 apps
- Nez Perce County 1,664 apps
- Payette County 1,570 apps