Illinois · HMDA 2025
Mortgage lenders in Champaign County, IL
283 lenders reported 5,336 home-loan applications in Champaign County in 2025. 3,187 closed as loans ($2.2B), 600 were denied — a 15.3% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 19% of applications, led by Broker Solutions, Inc.. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,336
- Loans originated
- 3,187
- Purchase / refinance
- 2,016 / 790
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Champaign County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Broker Solutions, Inc. | 453 | 8.5% | — |
| 2 | Busey Bank 74 out of 100, Strong | 370 | 6.9% | 13.9% |
| 3 | Rocket Mortgage, LLC | 205 | 3.8% | — |
| 4 | University of Illinois Community Credit Union 67 out of 100, Moderate | 202 | 3.8% | 6.6% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 191 | 3.6% | — |
| 6 | FLAT BRANCH MORTGAGE, INC. | 180 | 3.4% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 178 | 3.3% | 14.1% |
| 8 | The Fisher National Bank 59 out of 100, Moderate | 145 | 2.7% | 2.3% |
| 9 | Midland States Bank 62 out of 100, Moderate | 141 | 2.6% | 27.2% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 129 | 2.4% | 39.5% |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 123 | 2.3% | 33.8% |
| 12 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 110 | 2.1% | — |
| 13 | First Federal Savings Bank of Champaign Urbana 90 out of 100, Very strong | 104 | 1.9% | 0.9% |
| 14 | Longview Bank 62 out of 100, Moderate | 91 | 1.7% | 2.1% |
| 15 | Iroquois Federal Savings and Loan Association | 83 | 1.6% | — |
| 16 | Bank of Springfield 55 out of 100, Moderate | 80 | 1.5% | 7.7% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 78 | 1.5% | — |
| 18 | NEWREZ LLC | 77 | 1.4% | — |
| 19 | Mortgage Research Center, LLC | 77 | 1.4% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 77 | 1.4% | — |
| 21 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 76 | 1.4% | 22.9% |
| 22 | Hickory Point Bank and Trust 77 out of 100, Strong | 62 | 1.2% | 5.9% |
| 23 | Morton Community Bank 72 out of 100, Strong | 60 | 1.1% | 11.4% |
| 24 | INB, National Association 62 out of 100, Moderate | 53 | 1.0% | 5.0% |
| 25 | POINT MORTGAGE CORPORATION | 53 | 1.0% | — |
| 26 | Coastal Community Bank 35 out of 100, Low | 52 | 1.0% | 3.0% |
| 27 | FIGURE LENDING LLC | 51 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 49 | 0.9% | — |
| 29 | AmeriSave Mortgage Corporation | 49 | 0.9% | — |
| 30 | TruHome Solutions, LLC | 48 | 0.9% | — |
| 31 | First Financial Bank, National Association 68 out of 100, Moderate | 48 | 0.9% | 28.8% |
| 32 | AMERIHOME MORTGAGE COMPANY, LLC | 47 | 0.9% | — |
| 33 | The Gifford State Bank | 46 | 0.9% | — |
| 34 | FREEDOM MORTGAGE CORPORATION | 42 | 0.8% | — |
| 35 | AMERICAN PACIFIC MORTGAGE CORPORATION | 41 | 0.8% | — |
| 36 | Heartland Bank and Trust Company 80 out of 100, Strong | 39 | 0.7% | 17.2% |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 0.7% | 32.9% |
| 38 | Loandepot.Com, LLC | 36 | 0.7% | — |
| 39 | First State Bank and Trust 73 out of 100, Strong | 36 | 0.7% | 5.9% |
| 40 | Discover Bank | 35 | 0.7% | — |
Top 40 of 283 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps