Illinois · HMDA 2025
Mortgage lenders in Knox County, IL
139 lenders reported 1,377 home-loan applications in Knox County in 2025. 797 closed as loans ($91.8M), 231 were denied — a 21.8% denial rate on decided applications, close to the Illinois rate of 21.5%. The three most active lenders handled 29% of applications, led by CBI Bank & Trust. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,377
- Loans originated
- 797
- Purchase / refinance
- 478 / 196
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Knox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CBI Bank & Trust | 239 | 17.4% | — |
| 2 | Zippy Loans, LLC | 100 | 7.3% | — |
| 3 | Rocket Mortgage, LLC | 64 | 4.6% | — |
| 4 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 64 | 4.6% | 14.5% |
| 5 | Midwest Bank 66 out of 100, Moderate | 61 | 4.4% | 2.9% |
| 6 | Old National Bank 59 out of 100, Moderate | 45 | 3.3% | 22.1% |
| 7 | CITIZENS EQUITY FIRST | 43 | 3.1% | — |
| 8 | Mortgage Research Center, LLC | 40 | 2.9% | — |
| 9 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 38 | 2.8% | 22.9% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 37 | 2.7% | — |
| 11 | Servion, Inc. | 36 | 2.6% | — |
| 12 | U.S. Bank National Association 55 out of 100, Moderate | 27 | 2.0% | 39.5% |
| 13 | INB, National Association 62 out of 100, Moderate | 27 | 2.0% | 5.0% |
| 14 | Broker Solutions, Inc. | 25 | 1.8% | — |
| 15 | TOWNE MORTGAGE COMPANY | 21 | 1.5% | — |
| 16 | AmeriSave Mortgage Corporation | 20 | 1.5% | — |
| 17 | FLAT BRANCH MORTGAGE, INC. | 19 | 1.4% | — |
| 18 | GREENSTATE Credit Union 50 out of 100, Below average | 19 | 1.4% | 10.1% |
| 19 | United Community Bank 72 out of 100, Strong | 18 | 1.3% | 10.6% |
| 20 | NEWREZ LLC | 17 | 1.2% | — |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 17 | 1.2% | 14.1% |
| 22 | COMMUNITY BANC MORTGAGE CORPORATION | 17 | 1.2% | — |
| 23 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.2% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 1.1% | 22.2% |
| 25 | FREEDOM MORTGAGE CORPORATION | 15 | 1.1% | — |
| 26 | PNC Bank, National Association 62 out of 100, Moderate | 14 | 1.0% | 33.8% |
| 27 | Connexus Credit Union 37 out of 100, Low | 14 | 1.0% | 60.0% |
| 28 | FIGURE LENDING LLC | 14 | 1.0% | — |
| 29 | NEW DAY FINANCIAL, LLC | 13 | 0.9% | — |
| 30 | COMPEER FINANCIAL, FLCA | 12 | 0.9% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 12 | 0.9% | 3.0% |
| 32 | Loandepot.Com, LLC | 9 | 0.7% | — |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.7% | — |
| 34 | Regions Bank 64 out of 100, Moderate | 8 | 0.6% | 43.1% |
| 35 | Empeople Credit Union 58 out of 100, Moderate | 8 | 0.6% | 25.7% |
| 36 | Morton Community Bank 72 out of 100, Strong | 8 | 0.6% | 11.4% |
| 37 | Discover Bank | 7 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.5% | 44.7% |
| 39 | NATIONSTAR MORTGAGE LLC | 7 | 0.5% | — |
| 40 | PLAZA HOME MORTGAGE, INC. | 7 | 0.5% | — |
Top 40 of 139 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps