Illinois · HMDA 2025
Mortgage lenders in Randolph County, IL
109 lenders reported 686 home-loan applications in Randolph County in 2025. 365 closed as loans ($50.8M), 78 were denied — a 16.5% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 33% of applications, led by GUARANTEED RATE, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 686
- Loans originated
- 365
- Purchase / refinance
- 223 / 100
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Randolph County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUARANTEED RATE, INC. | 98 | 14.3% | — |
| 2 | Buena Vista National Bank 77 out of 100, Strong | 85 | 12.4% | 4.3% |
| 3 | Regions Bank 64 out of 100, Moderate | 44 | 6.4% | 43.1% |
| 4 | Mortgage Research Center, LLC | 31 | 4.5% | — |
| 5 | Rocket Mortgage, LLC | 29 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 25 | 3.6% | — |
| 7 | Dieterich Bank 46 out of 100, Below average | 24 | 3.5% | 8.8% |
| 8 | COMMUNITY BANC MORTGAGE CORPORATION | 18 | 2.6% | — |
| 9 | FCB Banks 66 out of 100, Moderate | 16 | 2.3% | 9.4% |
| 10 | 21st Mortgage Corporation | 14 | 2.0% | — |
| 11 | Broker Solutions, Inc. | 14 | 2.0% | — |
| 12 | Fairway Independent Mortgage Corporation | 12 | 1.7% | — |
| 13 | First National Bank of Waterloo 60 out of 100, Moderate | 12 | 1.7% | 2.7% |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 1.5% | 39.5% |
| 15 | PLANET HOME LENDING, LLC | 9 | 1.3% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 9 | 1.3% | — |
| 17 | NEWREZ LLC | 8 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 8 | 1.2% | — |
| 19 | SCOTT CREDIT UNION 71 out of 100, Strong | 8 | 1.2% | 23.3% |
| 20 | NEW DAY FINANCIAL, LLC | 8 | 1.2% | — |
| 21 | DAS Acquisition Company, LLC | 8 | 1.2% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 7 | 1.0% | — |
| 23 | Discover Bank | 7 | 1.0% | — |
| 24 | Citizens Community Bank 31 out of 100, Low | 7 | 1.0% | 8.4% |
| 25 | NATIONSTAR MORTGAGE LLC | 7 | 1.0% | — |
| 26 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 27 | State Bank 52 out of 100, Below average | 6 | 0.9% | 16.3% |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.9% | — |
| 29 | Coastal Community Bank 35 out of 100, Low | 6 | 0.9% | 3.0% |
| 30 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.7% | 14.1% |
| 31 | Truist Bank 63 out of 100, Moderate | 5 | 0.7% | 40.8% |
| 32 | DELMAR FINANCIAL COMPANY | 5 | 0.7% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.6% | 32.9% |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.6% | — |
| 35 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | 0.6% | — |
| 36 | First Bank 66 out of 100, Moderate | 4 | 0.6% | 18.1% |
| 37 | The First National Bank of Ava 84 out of 100, Strong | 4 | 0.6% | 23.3% |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.4% | 22.2% |
| 39 | SPRING EQ, LLC | 3 | 0.4% | — |
| 40 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.4% | — |
Top 40 of 109 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps