Illinois · HMDA 2025
Mortgage lenders in Vermilion County, IL
151 lenders reported 1,919 home-loan applications in Vermilion County in 2025. 1,109 closed as loans ($150.9M), 311 were denied — a 21.0% denial rate on decided applications, close to the Illinois rate of 21.5%. The three most active lenders handled 21% of applications, led by Longview Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,919
- Loans originated
- 1,109
- Purchase / refinance
- 642 / 329
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Vermilion County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Longview Bank 62 out of 100, Moderate | 153 | 8.0% | 2.1% |
| 2 | The Fisher National Bank 59 out of 100, Moderate | 126 | 6.6% | 2.3% |
| 3 | Iroquois Federal Savings and Loan Association | 119 | 6.2% | — |
| 4 | Broker Solutions, Inc. | 95 | 5.0% | — |
| 5 | Rocket Mortgage, LLC | 92 | 4.8% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 91 | 4.7% | — |
| 7 | Old National Bank 59 out of 100, Moderate | 89 | 4.6% | 22.1% |
| 8 | First Financial Bank, National Association 68 out of 100, Moderate | 81 | 4.2% | 28.8% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 60 | 3.1% | — |
| 10 | Mortgage Research Center, LLC | 60 | 3.1% | — |
| 11 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 52 | 2.7% | 17.6% |
| 12 | FLAT BRANCH MORTGAGE, INC. | 51 | 2.7% | — |
| 13 | U.S. Bank National Association 55 out of 100, Moderate | 40 | 2.1% | 39.5% |
| 14 | University of Illinois Community Credit Union 67 out of 100, Moderate | 35 | 1.8% | 6.6% |
| 15 | First Financial Bank 68 out of 100, Moderate | 35 | 1.8% | 24.9% |
| 16 | FREEDOM MORTGAGE CORPORATION | 31 | 1.6% | — |
| 17 | The Gifford State Bank | 29 | 1.5% | — |
| 18 | AmeriSave Mortgage Corporation | 28 | 1.5% | — |
| 19 | NEW DAY FINANCIAL, LLC | 27 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.3% | 14.1% |
| 21 | 21st Mortgage Corporation | 24 | 1.3% | — |
| 22 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 22 | 1.1% | — |
| 24 | NEWREZ LLC | 21 | 1.1% | — |
| 25 | PLANET HOME LENDING, LLC | 21 | 1.1% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 21 | 1.1% | — |
| 27 | FIRST STATE MORTGAGE SERVICES, LLC | 19 | 1.0% | — |
| 28 | Busey Bank 74 out of 100, Strong | 16 | 0.8% | 13.9% |
| 29 | FIGURE LENDING LLC | 15 | 0.8% | — |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.7% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 0.6% | 32.9% |
| 32 | Fairway Independent Mortgage Corporation | 11 | 0.6% | — |
| 33 | RUOFF MORTGAGE COMPANY, INC. | 11 | 0.6% | — |
| 34 | Great Lakes Credit Union 52 out of 100, Below average | 11 | 0.6% | 47.2% |
| 35 | PHH Mortgage Corporation | 11 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 11 | 0.6% | 3.0% |
| 37 | AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 0.5% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.5% | — |
| 39 | TruHome Solutions, LLC | 9 | 0.5% | — |
| 40 | The Hometown Savings Bank 55 out of 100, Moderate | 9 | 0.5% | 9.6% |
Top 40 of 151 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps