Indiana · HMDA 2025
Mortgage lenders in Cass County, IN
143 lenders reported 1,441 home-loan applications in Cass County in 2025. 826 closed as loans ($110.2M), 239 were denied — a 21.2% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 28% of applications, led by Security Federal Savings Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,441
- Loans originated
- 826
- Purchase / refinance
- 384 / 240
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cass County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Security Federal Savings Bank 68 out of 100, Moderate | 219 | 15.2% | 7.5% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 108 | 7.5% | — |
| 3 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 74 | 5.1% | 17.6% |
| 4 | Rocket Mortgage, LLC | 61 | 4.2% | — |
| 5 | BEACON CREDIT UNION | 59 | 4.1% | — |
| 6 | Horizon Bank 72 out of 100, Strong | 48 | 3.3% | 22.7% |
| 7 | MOVEMENT MORTGAGE, LLC | 44 | 3.1% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.1% | — |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 42 | 2.9% | 33.8% |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 41 | 2.8% | 39.5% |
| 11 | NEWREZ LLC | 32 | 2.2% | — |
| 12 | 21st Mortgage Corporation | 28 | 1.9% | — |
| 13 | CARRINGTON MORTGAGE SERVICES, LLC | 26 | 1.8% | — |
| 14 | Loandepot.Com, LLC | 25 | 1.7% | — |
| 15 | Mortgage Research Center, LLC | 24 | 1.7% | — |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 1.5% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 21 | 1.5% | — |
| 18 | PLAZA HOME MORTGAGE, INC. | 21 | 1.5% | — |
| 19 | AmeriSave Mortgage Corporation | 20 | 1.4% | — |
| 20 | TRIAD FINANCIAL SERVICES, INC. | 20 | 1.4% | — |
| 21 | Broker Solutions, Inc. | 19 | 1.3% | — |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 17 | 1.2% | 34.0% |
| 23 | First Merchants Bank 58 out of 100, Moderate | 17 | 1.2% | 19.8% |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.1% | 14.1% |
| 25 | PLANET HOME LENDING, LLC | 16 | 1.1% | — |
| 26 | GUILD MORTGAGE COMPANY | 13 | 0.9% | — |
| 27 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.8% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.7% | — |
| 29 | FIGURE LENDING LLC | 10 | 0.7% | — |
| 30 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 10 | 0.7% | — |
| 31 | SOLIDARITY COMMUNITY Federal Credit Union 76 out of 100, Strong | 10 | 0.7% | 22.8% |
| 32 | Industrial Federal Credit Union 71 out of 100, Strong | 10 | 0.7% | 12.3% |
| 33 | NATIONSTAR MORTGAGE LLC | 10 | 0.7% | — |
| 34 | Ixonia Bank 67 out of 100, Moderate | 10 | 0.7% | 4.7% |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.6% | 32.9% |
| 36 | SPRING EQ, LLC | 8 | 0.6% | — |
| 37 | MJW FINANCIAL LLC | 8 | 0.6% | — |
| 38 | GVC MORTGAGE, INC. | 8 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 8 | 0.6% | — |
| 40 | Luminate Bank 47 out of 100, Below average | 8 | 0.6% | 4.3% |
Top 40 of 143 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps