Indiana · HMDA 2025
Mortgage lenders in DeKalb County, IN
165 lenders reported 2,235 home-loan applications in DeKalb County in 2025. 1,262 closed as loans ($233.0M), 320 were denied — a 19.2% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 19% of applications, led by Three Rivers Federal Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,235
- Loans originated
- 1,262
- Purchase / refinance
- 607 / 420
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Three Rivers Federal Credit Union 78 out of 100, Strong | 172 | 7.7% | 16.3% |
| 2 | RUOFF MORTGAGE COMPANY, INC. | 152 | 6.8% | — |
| 3 | PROFED CREDIT UNION | 104 | 4.7% | — |
| 4 | Rocket Mortgage, LLC | 101 | 4.5% | — |
| 5 | GVC MORTGAGE, INC. | 89 | 4.0% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 80 | 3.6% | — |
| 7 | The Garrett State Bank 69 out of 100, Moderate | 58 | 2.6% | 12.5% |
| 8 | Horizon Bank 72 out of 100, Strong | 51 | 2.3% | 22.7% |
| 9 | PNC Bank, National Association 62 out of 100, Moderate | 49 | 2.2% | 33.8% |
| 10 | NEWREZ LLC | 48 | 2.1% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 2.1% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 44 | 2.0% | 14.1% |
| 13 | FORT FINANCIAL Federal Credit Union 76 out of 100, Strong | 44 | 2.0% | 24.8% |
| 14 | Fifth Third Bank, National Association 62 out of 100, Moderate | 44 | 2.0% | 34.0% |
| 15 | Fairway Independent Mortgage Corporation | 43 | 1.9% | — |
| 16 | BEACON CREDIT UNION | 42 | 1.9% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 41 | 1.8% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 38 | 1.7% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 35 | 1.6% | 39.5% |
| 20 | The Farmers & Merchants State Bank | 34 | 1.5% | — |
| 21 | Lake City Bank 73 out of 100, Strong | 33 | 1.5% | 12.4% |
| 22 | Loandepot.Com, LLC | 31 | 1.4% | — |
| 23 | CARRINGTON MORTGAGE SERVICES, LLC | 29 | 1.3% | — |
| 24 | VAN DYK MORTGAGE CORPORATION | 29 | 1.3% | — |
| 25 | First Merchants Bank 58 out of 100, Moderate | 29 | 1.3% | 19.8% |
| 26 | Mortgage Research Center, LLC | 28 | 1.3% | — |
| 27 | AmeriSave Mortgage Corporation | 25 | 1.1% | — |
| 28 | MidWest America Federal Credit Union 79 out of 100, Strong | 24 | 1.1% | 9.2% |
| 29 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 1.0% | — |
| 30 | Union Savings Bank 74 out of 100, Strong | 22 | 1.0% | 5.3% |
| 31 | TRIAD FINANCIAL SERVICES, INC. | 21 | 0.9% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 21 | 0.9% | — |
| 33 | The State Bank and Trust Company 70 out of 100, Strong | 20 | 0.9% | 9.9% |
| 34 | Broker Solutions, Inc. | 19 | 0.9% | — |
| 35 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 19 | 0.9% | 22.2% |
| 36 | Flagstar Bank, N.A. 31 out of 100, Low | 19 | 0.9% | 35.1% |
| 37 | PLANET HOME LENDING, LLC | 18 | 0.8% | — |
| 38 | The Huntington National Bank 59 out of 100, Moderate | 16 | 0.7% | 31.6% |
| 39 | POLARIS HOME FUNDING CORP. | 16 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 14 | 0.6% | — |
Top 40 of 165 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps