Indiana · HMDA 2025
Mortgage lenders in Huntington County, IN
153 lenders reported 1,621 home-loan applications in Huntington County in 2025. 934 closed as loans ($163.0M), 222 were denied — a 18.3% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 18% of applications, led by RUOFF MORTGAGE COMPANY, INC.. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,621
- Loans originated
- 934
- Purchase / refinance
- 425 / 331
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Huntington County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | RUOFF MORTGAGE COMPANY, INC. | 118 | 7.3% | — |
| 2 | First Federal Savings Bank 54 out of 100, Below average | 113 | 7.0% | 6.0% |
| 3 | Rocket Mortgage, LLC | 67 | 4.1% | — |
| 4 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 66 | 4.1% | 22.2% |
| 5 | MidWest America Federal Credit Union 79 out of 100, Strong | 61 | 3.8% | 9.2% |
| 6 | Three Rivers Federal Credit Union 78 out of 100, Strong | 55 | 3.4% | 16.3% |
| 7 | First Merchants Bank 58 out of 100, Moderate | 50 | 3.1% | 19.8% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 49 | 3.0% | — |
| 9 | 1st Source Bank 75 out of 100, Strong | 47 | 2.9% | 19.3% |
| 10 | NEWREZ LLC | 46 | 2.8% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 41 | 2.5% | 33.8% |
| 12 | Fairway Independent Mortgage Corporation | 33 | 2.0% | — |
| 13 | Mortgage Research Center, LLC | 33 | 2.0% | — |
| 14 | NATIONSTAR MORTGAGE LLC | 31 | 1.9% | — |
| 15 | Fifth Third Bank, National Association 62 out of 100, Moderate | 31 | 1.9% | 34.0% |
| 16 | UNITED SHORE FINANCIAL SERVICES, LLC | 29 | 1.8% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 24 | 1.5% | 14.1% |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 1.4% | 39.5% |
| 19 | CARRINGTON MORTGAGE SERVICES, LLC | 23 | 1.4% | — |
| 20 | FIGURE LENDING LLC | 22 | 1.4% | — |
| 21 | Nations Lending Corporation | 22 | 1.4% | — |
| 22 | Flagstar Bank, N.A. 31 out of 100, Low | 22 | 1.4% | 35.1% |
| 23 | FREEDOM MORTGAGE CORPORATION | 21 | 1.3% | — |
| 24 | BEACON CREDIT UNION | 21 | 1.3% | — |
| 25 | Lake City Bank 73 out of 100, Strong | 21 | 1.3% | 12.4% |
| 26 | 21st Mortgage Corporation | 20 | 1.2% | — |
| 27 | AmeriSave Mortgage Corporation | 18 | 1.1% | — |
| 28 | PLANET HOME LENDING, LLC | 18 | 1.1% | — |
| 29 | GVC MORTGAGE, INC. | 18 | 1.1% | — |
| 30 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 18 | 1.1% | 17.6% |
| 31 | GoodLeap, LLC | 17 | 1.0% | — |
| 32 | STOCKTON MORTGAGE CORPORATION | 15 | 0.9% | — |
| 33 | Loandepot.Com, LLC | 14 | 0.9% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 14 | 0.9% | — |
| 35 | Coastal Community Bank 35 out of 100, Low | 14 | 0.9% | 3.0% |
| 36 | PARTNERS 1ST Federal Credit Union 58 out of 100, Moderate | 13 | 0.8% | 15.1% |
| 37 | Navy Federal Credit Union 66 out of 100, Moderate | 12 | 0.7% | 32.9% |
| 38 | Discover Bank | 10 | 0.6% | — |
| 39 | TRIAD FINANCIAL SERVICES, INC. | 10 | 0.6% | — |
| 40 | POLARIS HOME FUNDING CORP. | 10 | 0.6% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps