Indiana · HMDA 2025
Mortgage lenders in Montgomery County, IN
164 lenders reported 1,771 home-loan applications in Montgomery County in 2025. 981 closed as loans ($634.9M), 235 were denied — a 18.6% denial rate on decided applications, below the Indiana rate of 19.9%. The three most active lenders handled 20% of applications, led by PNC Bank, National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,771
- Loans originated
- 981
- Purchase / refinance
- 532 / 276
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montgomery County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PNC Bank, National Association 62 out of 100, Moderate | 146 | 8.2% | 33.8% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 109 | 6.2% | — |
| 3 | Wolfe Financial, Inc | 93 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 80 | 4.5% | — |
| 5 | University Bank 60 out of 100, Moderate | 69 | 3.9% | 4.9% |
| 6 | First Financial Bank 68 out of 100, Moderate | 61 | 3.4% | 24.9% |
| 7 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 55 | 3.1% | 22.2% |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 54 | 3.0% | 14.1% |
| 9 | RUOFF MORTGAGE COMPANY, INC. | 54 | 3.0% | — |
| 10 | NEWREZ LLC | 48 | 2.7% | — |
| 11 | Mortgage Research Center, LLC | 41 | 2.3% | — |
| 12 | First Merchants Bank 58 out of 100, Moderate | 40 | 2.3% | 19.8% |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 1.9% | — |
| 14 | Fairway Independent Mortgage Corporation | 33 | 1.9% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 33 | 1.9% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.8% | — |
| 17 | Loandepot.Com, LLC | 29 | 1.6% | — |
| 18 | The Fountain Trust Company 69 out of 100, Moderate | 29 | 1.6% | 23.8% |
| 19 | FREEDOM MORTGAGE CORPORATION | 29 | 1.6% | — |
| 20 | PLANET HOME LENDING, LLC | 28 | 1.6% | — |
| 21 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 1.4% | 39.5% |
| 22 | NATIONSTAR MORTGAGE LLC | 24 | 1.4% | — |
| 23 | GoodLeap, LLC | 22 | 1.2% | — |
| 24 | Broker Solutions, Inc. | 21 | 1.2% | — |
| 25 | AMERICAN HERITAGE LENDING, LLC | 21 | 1.2% | — |
| 26 | Industrial Federal Credit Union 71 out of 100, Strong | 20 | 1.1% | 12.3% |
| 27 | CARRINGTON MORTGAGE SERVICES, LLC | 20 | 1.1% | — |
| 28 | AmeriSave Mortgage Corporation | 19 | 1.1% | — |
| 29 | CMG MORTGAGE, INC. | 17 | 1.0% | — |
| 30 | The Huntington National Bank 59 out of 100, Moderate | 17 | 1.0% | 31.6% |
| 31 | GVC MORTGAGE, INC. | 17 | 1.0% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.0% | — |
| 33 | UNION HOME MORTGAGE CORP. | 15 | 0.8% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 15 | 0.8% | 3.0% |
| 35 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.7% | — |
| 36 | Regions Bank 64 out of 100, Moderate | 12 | 0.7% | 43.1% |
| 37 | MJW FINANCIAL LLC | 12 | 0.7% | — |
| 38 | FIGURE LENDING LLC | 12 | 0.7% | — |
| 39 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 0.7% | 34.0% |
| 40 | SPRING EQ, LLC | 11 | 0.6% | — |
Top 40 of 164 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps