Indiana · HMDA 2025
Mortgage lenders in Starke County, IN
148 lenders reported 1,140 home-loan applications in Starke County in 2025. 616 closed as loans ($99.9M), 168 were denied — a 20.3% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 21% of applications, led by 1st Source Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,140
- Loans originated
- 616
- Purchase / refinance
- 264 / 213
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Starke County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 1st Source Bank 75 out of 100, Strong | 88 | 7.7% | 19.3% |
| 2 | Rocket Mortgage, LLC | 79 | 6.9% | — |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 69 | 6.1% | — |
| 4 | First Farmers Bank & Trust Co. 67 out of 100, Moderate | 52 | 4.6% | 17.6% |
| 5 | EVERWISE CREDIT UNION 56 out of 100, Moderate | 46 | 4.0% | 22.2% |
| 6 | NEWREZ LLC | 44 | 3.9% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 39 | 3.4% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 39 | 3.4% | — |
| 9 | Centier Bank 67 out of 100, Moderate | 28 | 2.5% | 21.6% |
| 10 | UNION HOME MORTGAGE CORP. | 26 | 2.3% | — |
| 11 | Fifth Third Bank, National Association 62 out of 100, Moderate | 26 | 2.3% | 34.0% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 2.2% | 14.1% |
| 13 | AMERICAN FINANCIAL NETWORK, INC. | 22 | 1.9% | — |
| 14 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 22 | 1.9% | — |
| 15 | First Federal Savings Bank 56 out of 100, Moderate | 22 | 1.9% | 1.8% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 1.7% | — |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 1.6% | — |
| 18 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.6% | 39.5% |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.5% | — |
| 20 | GUARANTEED RATE, INC. | 16 | 1.4% | — |
| 21 | KeyBank National Association 63 out of 100, Moderate | 16 | 1.4% | 32.8% |
| 22 | AmeriSave Mortgage Corporation | 15 | 1.3% | — |
| 23 | Mortgage Research Center, LLC | 15 | 1.3% | — |
| 24 | NATIONSTAR MORTGAGE LLC | 13 | 1.1% | — |
| 25 | DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 13 | 1.1% | — |
| 26 | Horizon Bank 72 out of 100, Strong | 13 | 1.1% | 22.7% |
| 27 | Loandepot.Com, LLC | 11 | 1.0% | — |
| 28 | TECH Credit Union 49 out of 100, Below average | 11 | 1.0% | 20.4% |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.9% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 10 | 0.9% | 3.0% |
| 31 | Fairway Independent Mortgage Corporation | 9 | 0.8% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 9 | 0.8% | — |
| 33 | SPRING EQ, LLC | 8 | 0.7% | — |
| 34 | NEW DAY FINANCIAL, LLC | 8 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 36 | Broker Solutions, Inc. | 7 | 0.6% | — |
| 37 | PLANET HOME LENDING, LLC | 7 | 0.6% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.6% | — |
| 39 | CMG MORTGAGE, INC. | 6 | 0.5% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 6 | 0.5% | 33.8% |
Top 40 of 148 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps