Indiana · HMDA 2025
Mortgage lenders in Union County, IN
70 lenders reported 281 home-loan applications in Union County in 2025. 160 closed as loans ($24.2M), 42 were denied — a 19.6% denial rate on decided applications, close to the Indiana rate of 19.9%. The three most active lenders handled 32% of applications, led by Bath State Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 281
- Loans originated
- 160
- Purchase / refinance
- 75 / 53
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bath State Bank 60 out of 100, Moderate | 38 | 13.5% | 0.9% |
| 2 | First Merchants Bank 58 out of 100, Moderate | 32 | 11.4% | 19.8% |
| 3 | Three Rivers Federal Credit Union 78 out of 100, Strong | 19 | 6.8% | 16.3% |
| 4 | NEWREZ LLC | 18 | 6.4% | — |
| 5 | Rocket Mortgage, LLC | 17 | 6.0% | — |
| 6 | Mortgage Research Center, LLC | 11 | 3.9% | — |
| 7 | AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | 2.8% | — |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 8 | 2.8% | 34.0% |
| 9 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 2.5% | — |
| 10 | First Financial Bank 68 out of 100, Moderate | 6 | 2.1% | 24.9% |
| 11 | Coastal Community Bank 35 out of 100, Low | 6 | 2.1% | 3.0% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.8% | — |
| 13 | AmeriSave Mortgage Corporation | 5 | 1.8% | — |
| 14 | PLANET HOME LENDING, LLC | 5 | 1.8% | — |
| 15 | Somerville Bank 60 out of 100, Moderate | 5 | 1.8% | 9.0% |
| 16 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 1.4% | 14.1% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.4% | — |
| 18 | FIGURE LENDING LLC | 4 | 1.4% | — |
| 19 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | 1.4% | — |
| 20 | FCN Bank, National Association 73 out of 100, Strong | 4 | 1.4% | 5.7% |
| 21 | First Bank Richmond 52 out of 100, Below average | 4 | 1.4% | 13.7% |
| 22 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 23 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 1.1% | 39.5% |
| 24 | POLARIS HOME FUNDING CORP. | 3 | 1.1% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 3 | 1.1% | — |
| 26 | VANDERBILT MORTGAGE AND FINANCE, INC. | 2 | 0.7% | — |
| 27 | Loandepot.Com, LLC | 2 | 0.7% | — |
| 28 | ZILLOW HOME LOANS, LLC | 2 | 0.7% | — |
| 29 | Union Savings And Loan Association | 2 | 0.7% | — |
| 30 | RUOFF MORTGAGE COMPANY, INC. | 2 | 0.7% | — |
| 31 | NFM, INC. | 2 | 0.7% | — |
| 32 | WRIGHT-PATT CREDIT UNION, INC. 68 out of 100, Moderate | 2 | 0.7% | 34.1% |
| 33 | BAYSHORE MORTGAGE FUNDING, LLC | 2 | 0.7% | — |
| 34 | LOWER, LLC | 2 | 0.7% | — |
| 35 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | 0.7% | — |
| 36 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 37 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 0.4% | 22.2% |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.4% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 0.4% | 33.8% |
| 40 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
Top 40 of 70 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps