Kentucky · HMDA 2025
Mortgage lenders in Anderson County, KY
160 lenders reported 1,297 home-loan applications in Anderson County in 2025. 686 closed as loans ($141.0M), 206 were denied — a 22.3% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 27% of applications, led by COMMONWEALTH. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,297
- Loans originated
- 686
- Purchase / refinance
- 307 / 208
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Anderson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | COMMONWEALTH | 213 | 16.4% | — |
| 2 | Rocket Mortgage, LLC | 69 | 5.3% | — |
| 3 | STOCKTON MORTGAGE CORPORATION | 66 | 5.1% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 44 | 3.4% | — |
| 5 | WesBanco Bank, Inc. 66 out of 100, Moderate | 43 | 3.3% | 20.1% |
| 6 | Broker Solutions, Inc. | 34 | 2.6% | — |
| 7 | Mortgage Research Center, LLC | 32 | 2.5% | — |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 30 | 2.3% | 34.0% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.1% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.8% | 14.1% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 23 | 1.8% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 23 | 1.8% | — |
| 13 | UNIVERSITY OF KENTUCKY | 23 | 1.8% | — |
| 14 | First Financial Bank 68 out of 100, Moderate | 23 | 1.8% | 24.9% |
| 15 | Community Trust Bank, Inc. 80 out of 100, Strong | 22 | 1.7% | 13.9% |
| 16 | Guardian Savings Bank 83 out of 100, Strong | 22 | 1.7% | 11.5% |
| 17 | NATIONSTAR MORTGAGE LLC | 21 | 1.6% | — |
| 18 | INSPIRE HOME LOANS INC. | 18 | 1.4% | — |
| 19 | PLANET HOME LENDING, LLC | 17 | 1.3% | — |
| 20 | NEWREZ LLC | 16 | 1.2% | — |
| 21 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 1.2% | — |
| 22 | Republic Bank & Trust Company 84 out of 100, Strong | 15 | 1.2% | 12.6% |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.0% | 32.9% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 13 | 1.0% | — |
| 25 | REPUBLIC STATE MORTGAGE CO. | 13 | 1.0% | — |
| 26 | 21st Mortgage Corporation | 11 | 0.8% | — |
| 27 | Independence Bank of Kentucky | 11 | 0.8% | — |
| 28 | Traditional Bank, Inc. 73 out of 100, Strong | 10 | 0.8% | 10.6% |
| 29 | City National Bank of West Virginia 78 out of 100, Strong | 10 | 0.8% | 27.3% |
| 30 | NEW DAY FINANCIAL, LLC | 10 | 0.8% | — |
| 31 | PNC Bank, National Association 62 out of 100, Moderate | 9 | 0.7% | 33.8% |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 33 | Northpointe Bank 58 out of 100, Moderate | 9 | 0.7% | 10.4% |
| 34 | Coastal Community Bank 35 out of 100, Low | 9 | 0.7% | 3.0% |
| 35 | AmeriSave Mortgage Corporation | 8 | 0.6% | — |
| 36 | Abound Federal Credit Union 81 out of 100, Strong | 8 | 0.6% | 18.6% |
| 37 | Central Bank & Trust Company 76 out of 100, Strong | 8 | 0.6% | 9.9% |
| 38 | Farm Credit Mid-America | 8 | 0.6% | — |
| 39 | Ixonia Bank 67 out of 100, Moderate | 8 | 0.6% | 4.7% |
| 40 | Magnolia Bank, Incorporated 49 out of 100, Below average | 8 | 0.6% | 10.3% |
Top 40 of 160 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps