Kentucky · HMDA 2025
Mortgage lenders in Larue County, KY
97 lenders reported 658 home-loan applications in Larue County in 2025. 404 closed as loans ($75.4M), 80 were denied — a 16.1% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 32% of applications, led by Abound Federal Credit Union. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 658
- Loans originated
- 404
- Purchase / refinance
- 205 / 125
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Larue County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Abound Federal Credit Union 81 out of 100, Strong | 103 | 15.7% | 18.6% |
| 2 | The Lincoln National Bank of Hodgenville 86 out of 100, Very strong | 70 | 10.6% | 6.8% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 37 | 5.6% | — |
| 4 | West Point Bank 57 out of 100, Moderate | 37 | 5.6% | 8.9% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 25 | 3.8% | — |
| 6 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 21 | 3.2% | 7.5% |
| 7 | The Cecilian Bank 77 out of 100, Strong | 20 | 3.0% | 11.4% |
| 8 | Bank of Buffalo | 19 | 2.9% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.7% | — |
| 10 | Rocket Mortgage, LLC | 17 | 2.6% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 16 | 2.4% | — |
| 12 | Mortgage Research Center, LLC | 15 | 2.3% | — |
| 13 | Magnolia Bank, Incorporated 49 out of 100, Below average | 14 | 2.1% | 10.3% |
| 14 | EVERETT FINANCIAL, INC. | 11 | 1.7% | — |
| 15 | STOCKTON MORTGAGE CORPORATION | 10 | 1.5% | — |
| 16 | Northpointe Bank 58 out of 100, Moderate | 10 | 1.5% | 10.4% |
| 17 | Community Trust Bank, Inc. 80 out of 100, Strong | 9 | 1.4% | 13.9% |
| 18 | NEW DAY FINANCIAL, LLC | 9 | 1.4% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 1.2% | 32.9% |
| 20 | 21st Mortgage Corporation | 8 | 1.2% | — |
| 21 | PNC Bank, National Association 62 out of 100, Moderate | 8 | 1.2% | 33.8% |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 1.1% | 39.5% |
| 23 | Wilson & Muir Bank & Trust Company 76 out of 100, Strong | 7 | 1.1% | 3.3% |
| 24 | German American Bank 75 out of 100, Strong | 7 | 1.1% | 17.2% |
| 25 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 0.9% | 14.1% |
| 26 | AmeriSave Mortgage Corporation | 6 | 0.9% | — |
| 27 | PLANET HOME LENDING, LLC | 6 | 0.9% | — |
| 28 | Farm Credit Mid-America | 6 | 0.9% | — |
| 29 | WesBanco Bank, Inc. 66 out of 100, Moderate | 6 | 0.9% | 20.1% |
| 30 | NEWREZ LLC | 5 | 0.8% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 5 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 4 | 0.6% | 32.5% |
| 33 | Mortgage Right | 4 | 0.6% | — |
| 34 | Truist Bank 63 out of 100, Moderate | 3 | 0.5% | 40.8% |
| 35 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 36 | Lendage, LLC | 3 | 0.5% | — |
| 37 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 3 | 0.5% | 21.5% |
| 38 | FIGURE LENDING LLC | 3 | 0.5% | — |
| 39 | The Federal Savings Bank 51 out of 100, Below average | 3 | 0.5% | 19.1% |
| 40 | Prosperity Home Mortgage, LLC | 3 | 0.5% | — |
Top 40 of 97 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps