Kentucky · HMDA 2025
Mortgage lenders in Nelson County, KY
182 lenders reported 2,258 home-loan applications in Nelson County in 2025. 1,306 closed as loans ($266.2M), 275 were denied — a 16.7% denial rate on decided applications, below the Kentucky rate of 23.3%. The three most active lenders handled 18% of applications, led by Abound Federal Credit Union. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,258
- Loans originated
- 1,306
- Purchase / refinance
- 670 / 393
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nelson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Abound Federal Credit Union 81 out of 100, Strong | 151 | 6.7% | 18.6% |
| 2 | Rocket Mortgage, LLC | 147 | 6.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 113 | 5.0% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 98 | 4.3% | — |
| 5 | PNC Bank, National Association 62 out of 100, Moderate | 91 | 4.0% | 33.8% |
| 6 | The Lincoln National Bank of Hodgenville 86 out of 100, Very strong | 81 | 3.6% | 6.8% |
| 7 | Town & Country Bank and Trust Company | 75 | 3.3% | — |
| 8 | Wilson & Muir Bank & Trust Company 76 out of 100, Strong | 61 | 2.7% | 3.3% |
| 9 | Mortgage Research Center, LLC | 55 | 2.4% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 48 | 2.1% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 44 | 1.9% | — |
| 12 | Fairway Independent Mortgage Corporation | 44 | 1.9% | — |
| 13 | WesBanco Bank, Inc. 66 out of 100, Moderate | 41 | 1.8% | 20.1% |
| 14 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 40 | 1.8% | 21.5% |
| 15 | Northpointe Bank 58 out of 100, Moderate | 37 | 1.6% | 10.4% |
| 16 | NEWREZ LLC | 36 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 36 | 1.6% | 14.1% |
| 18 | Magnolia Bank, Incorporated 49 out of 100, Below average | 35 | 1.6% | 10.3% |
| 19 | L & N Federal Credit Union 72 out of 100, Strong | 34 | 1.5% | 8.7% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 33 | 1.5% | 39.5% |
| 21 | UNION HOME MORTGAGE CORP. | 31 | 1.4% | — |
| 22 | PLANET HOME LENDING, LLC | 30 | 1.3% | — |
| 23 | STOCKTON MORTGAGE CORPORATION | 30 | 1.3% | — |
| 24 | Broker Solutions, Inc. | 28 | 1.2% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 27 | 1.2% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 1.2% | — |
| 27 | AmeriSave Mortgage Corporation | 25 | 1.1% | — |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 25 | 1.1% | 34.0% |
| 29 | Coastal Community Bank 35 out of 100, Low | 23 | 1.0% | 3.0% |
| 30 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 21 | 0.9% | 7.5% |
| 31 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 0.8% | — |
| 32 | COMMONWEALTH | 19 | 0.8% | — |
| 33 | KIND LENDING, LLC | 16 | 0.7% | — |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 15 | 0.7% | 32.9% |
| 35 | Citizens Bank, National Association 54 out of 100, Below average | 15 | 0.7% | 32.5% |
| 36 | NEW DAY FINANCIAL, LLC | 15 | 0.7% | — |
| 37 | UNIVERSITY OF KENTUCKY | 14 | 0.6% | — |
| 38 | Park Federal Credit Union 63 out of 100, Moderate | 13 | 0.6% | 18.5% |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 13 | 0.6% | — |
| 40 | SUCCESS MORTGAGE PARTNERS, INC. | 13 | 0.6% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps