Kentucky · HMDA 2025
Mortgage lenders in Robertson County, KY
41 lenders reported 77 home-loan applications in Robertson County in 2025. 46 closed as loans ($6.5M), 14 were denied — a 22.6% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 27% of applications, led by Peoples Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 77
- Loans originated
- 46
- Purchase / refinance
- 21 / 14
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Robertson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples Bank 67 out of 100, Moderate | 9 | 11.7% | 24.1% |
| 2 | Rocket Mortgage, LLC | 7 | 9.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 5 | 6.5% | — |
| 4 | Farm Credit Mid-America | 5 | 6.5% | — |
| 5 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 6.5% | 34.0% |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 3.9% | — |
| 7 | Community Trust Bank, Inc. 80 out of 100, Strong | 3 | 3.9% | 13.9% |
| 8 | 21st Mortgage Corporation | 2 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 2 | 2.6% | — |
| 10 | Mortgage Research Center, LLC | 2 | 2.6% | — |
| 11 | SPRING EQ, LLC | 2 | 2.6% | — |
| 12 | Peoples Bank of Kentucky, Inc. | 2 | 2.6% | — |
| 13 | ROYAL UNITED MORTGAGE LLC | 2 | 2.6% | — |
| 14 | The Huntington National Bank 59 out of 100, Moderate | 1 | 1.3% | 31.6% |
| 15 | NEWREZ LLC | 1 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 1 | 1.3% | — |
| 17 | GUARANTEED RATE, INC. | 1 | 1.3% | — |
| 18 | TRIAD FINANCIAL SERVICES, INC. | 1 | 1.3% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 1 | 1.3% | 33.8% |
| 20 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.3% | 39.5% |
| 21 | The First National Bank of Brooksville 68 out of 100, Moderate | 1 | 1.3% | 21.8% |
| 22 | Pathways Financial Credit Union, Inc. 67 out of 100, Moderate | 1 | 1.3% | 29.5% |
| 23 | Citadel Servicing Corporation | 1 | 1.3% | — |
| 24 | REPUBLIC STATE MORTGAGE CO. | 1 | 1.3% | — |
| 25 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.3% | — |
| 26 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 1.3% | — |
| 27 | Gateway First Bank 54 out of 100, Below average | 1 | 1.3% | 5.3% |
| 28 | ZILLOW HOME LOANS, LLC | 1 | 1.3% | — |
| 29 | First State Bank | 1 | 1.3% | — |
| 30 | COMMONWEALTH | 1 | 1.3% | — |
| 31 | CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION | 1 | 1.3% | — |
| 32 | Equity Prime Mortgage LLC | 1 | 1.3% | — |
| 33 | NFM, INC. | 1 | 1.3% | — |
| 34 | GENERAL ELECTRIC CREDIT UNION 54 out of 100, Below average | 1 | 1.3% | 13.4% |
| 35 | FirstBank 59 out of 100, Moderate | 1 | 1.3% | 42.8% |
| 36 | Ixonia Bank 67 out of 100, Moderate | 1 | 1.3% | 4.7% |
| 37 | Luminate Bank 47 out of 100, Below average | 1 | 1.3% | 4.3% |
| 38 | SUCCESS MORTGAGE PARTNERS, INC. | 1 | 1.3% | — |
| 39 | Merchants Bank of Indiana 63 out of 100, Moderate | 1 | 1.3% | 9.6% |
| 40 | First Financial Bank 68 out of 100, Moderate | 1 | 1.3% | 24.9% |
Top 40 of 41 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps