Maine · HMDA 2025
Mortgage lenders in Androscoggin County, ME
215 lenders reported 4,588 home-loan applications in Androscoggin County in 2025. 2,557 closed as loans ($672.8M), 665 were denied — a 19.7% denial rate on decided applications, close to the Maine rate of 19.7%. The three most active lenders handled 17% of applications, led by GUILD MORTGAGE COMPANY. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,588
- Loans originated
- 2,557
- Purchase / refinance
- 1,262 / 814
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Androscoggin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GUILD MORTGAGE COMPANY | 298 | 6.5% | — |
| 2 | Rocket Mortgage, LLC | 235 | 5.1% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 234 | 5.1% | — |
| 4 | Bangor Savings Bank 55 out of 100, Moderate | 209 | 4.6% | 19.7% |
| 5 | CMG MORTGAGE, INC. | 207 | 4.5% | — |
| 6 | Dirigo Federal Credit Union 59 out of 100, Moderate | 205 | 4.5% | 21.5% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 153 | 3.3% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 129 | 2.8% | — |
| 9 | NEWREZ LLC | 113 | 2.5% | — |
| 10 | Maine Community Bank 67 out of 100, Moderate | 110 | 2.4% | 16.1% |
| 11 | TD Bank, National Association 63 out of 100, Moderate | 101 | 2.2% | 35.3% |
| 12 | The Camden National Bank 69 out of 100, Moderate | 97 | 2.1% | 16.7% |
| 13 | MAINE FAMILY | 89 | 1.9% | — |
| 14 | Norway Savings Bank 81 out of 100, Strong | 87 | 1.9% | 18.8% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 81 | 1.8% | 14.1% |
| 16 | Broker Solutions, Inc. | 77 | 1.7% | — |
| 17 | T2 FINANCIAL LLC | 77 | 1.7% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 76 | 1.7% | — |
| 19 | Mortgage Research Center, LLC | 71 | 1.5% | — |
| 20 | LISBON COMMUNITY | 69 | 1.5% | — |
| 21 | ATLANTIC REGIONAL FEDERAL CREDIT UNION 67 out of 100, Moderate | 62 | 1.4% | 22.1% |
| 22 | DAS Acquisition Company, LLC | 58 | 1.3% | — |
| 23 | Loandepot.Com, LLC | 54 | 1.2% | — |
| 24 | GUARANTEED RATE, INC. | 52 | 1.1% | — |
| 25 | Androscoggin Savings Bank 66 out of 100, Moderate | 52 | 1.1% | 2.3% |
| 26 | Coastal Community Bank 35 out of 100, Low | 51 | 1.1% | 3.0% |
| 27 | Kennebec Savings Bank | 49 | 1.1% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 45 | 1.0% | — |
| 29 | AmeriSave Mortgage Corporation | 44 | 1.0% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 44 | 1.0% | — |
| 31 | Paramount Residential Mortgage Group, Inc. | 41 | 0.9% | — |
| 32 | NORTHPOINT MORTGAGE, INC. | 40 | 0.9% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 38 | 0.8% | 32.9% |
| 34 | FIGURE LENDING LLC | 38 | 0.8% | — |
| 35 | TOTAL MORTGAGE SERVICES, LLC | 37 | 0.8% | — |
| 36 | TOWN & COUNTRY FEDERAL CREDIT UNION 59 out of 100, Moderate | 35 | 0.8% | 18.7% |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 0.7% | — |
| 38 | CUSO MORTGAGE CORPORATION | 32 | 0.7% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 31 | 0.7% | 44.7% |
| 40 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 31 | 0.7% | — |
Top 40 of 215 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps