HMDA 2025
Mortgage lenders in Maine
Lenders reported 61,409 home-loan applications for properties in Maine in 2025; 35,462 became loans and the denial rate on decided applications was 19.7%. The busiest county was Cumberland County with 13,770 applications.
Most active lenders across Maine's counties
- Bangor Savings Bank 4,518 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 2,683 applications
- Rocket Mortgage, LLC 2,664 applications
- The Camden National Bank 2,574 applications
- CMG MORTGAGE, INC. 2,302 applications
- GUILD MORTGAGE COMPANY 1,864 applications
- NEWREZ LLC 1,446 applications
- Kennebec Savings Bank 1,443 applications
- TD Bank, National Association 1,339 applications
- PENNYMAC LOAN SERVICES, LLC 1,304 applications
- Mortgage Research Center, LLC 1,104 applications
- JPMorgan Chase Bank, National Association 1,093 applications
- FREEDOM MORTGAGE CORPORATION 1,017 applications
- Norway Savings Bank 901 applications
- TOWN & COUNTRY FEDERAL CREDIT UNION 888 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Androscoggin County | 4,588 | 215 | 19.7% | 1,262 / 814 |
| Aroostook County | 2,045 | 150 | 27.9% | 547 / 361 |
| Cumberland County | 13,770 | 340 | 17.5% | 3,659 / 2,332 |
| Franklin County | 1,145 | 166 | 21.2% | 360 / 154 |
| Hancock County | 2,442 | 189 | 21.5% | 613 / 437 |
| Kennebec County | 5,684 | 236 | 18.0% | 1,633 / 921 |
| Knox County | 1,792 | 159 | 20.9% | 434 / 276 |
| Lincoln County | 1,742 | 158 | 18.4% | 473 / 277 |
| Oxford County | 2,673 | 210 | 22.9% | 738 / 425 |
| Penobscot County | 6,236 | 231 | 20.0% | 1,755 / 1,152 |
| Piscataquis County | 811 | 127 | 20.8% | 241 / 128 |
| Sagadahoc County | 1,570 | 159 | 17.5% | 431 / 289 |
| Somerset County | 1,988 | 175 | 21.7% | 528 / 337 |
| Waldo County | 1,913 | 169 | 22.3% | 440 / 345 |
| Washington County | 1,155 | 137 | 27.3% | 314 / 163 |
| York County | 11,855 | 336 | 19.0% | 2,959 / 2,137 |