Maine · HMDA 2025
Mortgage lenders in Kennebec County, ME
236 lenders reported 5,684 home-loan applications in Kennebec County in 2025. 3,330 closed as loans ($757.6M), 781 were denied — a 18.0% denial rate on decided applications, below the Maine rate of 19.7%. The three most active lenders handled 29% of applications, led by Kennebec Savings Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,684
- Loans originated
- 3,330
- Purchase / refinance
- 1,633 / 921
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kennebec County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Kennebec Savings Bank | 993 | 17.5% | — |
| 2 | GUILD MORTGAGE COMPANY | 324 | 5.7% | — |
| 3 | Maine State Credit Union 59 out of 100, Moderate | 314 | 5.5% | 23.9% |
| 4 | Bangor Savings Bank 55 out of 100, Moderate | 284 | 5.0% | 19.7% |
| 5 | Rocket Mortgage, LLC | 248 | 4.4% | — |
| 6 | The Camden National Bank 69 out of 100, Moderate | 239 | 4.2% | 16.7% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 204 | 3.6% | — |
| 8 | NEWREZ LLC | 153 | 2.7% | — |
| 9 | Mortgage Research Center, LLC | 152 | 2.7% | — |
| 10 | CMG MORTGAGE, INC. | 126 | 2.2% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 125 | 2.2% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 112 | 2.0% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 89 | 1.6% | 14.1% |
| 14 | Fairway Independent Mortgage Corporation | 80 | 1.4% | — |
| 15 | AmeriSave Mortgage Corporation | 75 | 1.3% | — |
| 16 | Broker Solutions, Inc. | 60 | 1.1% | — |
| 17 | TD Bank, National Association 63 out of 100, Moderate | 59 | 1.0% | 35.3% |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 55 | 1.0% | 32.9% |
| 19 | NATIONSTAR MORTGAGE LLC | 55 | 1.0% | — |
| 20 | Skowhegan Savings Bank | 55 | 1.0% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 54 | 1.0% | 3.0% |
| 22 | NORTHPOINT MORTGAGE, INC. | 53 | 0.9% | — |
| 23 | CUSO MORTGAGE CORPORATION | 52 | 0.9% | — |
| 24 | T2 FINANCIAL LLC | 51 | 0.9% | — |
| 25 | GUARANTEED RATE, INC. | 49 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 48 | 0.8% | — |
| 27 | Androscoggin Savings Bank 66 out of 100, Moderate | 45 | 0.8% | 2.3% |
| 28 | CPORT | 45 | 0.8% | — |
| 29 | SPRING EQ, LLC | 42 | 0.7% | — |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 41 | 0.7% | — |
| 31 | Maine Savings Federal Credit Union 47 out of 100, Below average | 39 | 0.7% | 20.1% |
| 32 | FIGURE LENDING LLC | 37 | 0.7% | — |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 36 | 0.6% | — |
| 34 | First National Bank 64 out of 100, Moderate | 34 | 0.6% | 9.9% |
| 35 | Discover Bank | 33 | 0.6% | — |
| 36 | NEW DAY FINANCIAL, LLC | 33 | 0.6% | — |
| 37 | Bank of America, National Association 59 out of 100, Moderate | 32 | 0.6% | 44.7% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 32 | 0.6% | — |
| 39 | Norway Savings Bank 81 out of 100, Strong | 31 | 0.5% | 18.8% |
| 40 | TOTAL MORTGAGE SERVICES, LLC | 31 | 0.5% | — |
Top 40 of 236 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps