Maine · HMDA 2025
Mortgage lenders in Somerset County, ME
175 lenders reported 1,988 home-loan applications in Somerset County in 2025. 1,107 closed as loans ($213.8M), 322 were denied — a 21.7% denial rate on decided applications, above the Maine rate of 19.7%. The three most active lenders handled 22% of applications, led by Bangor Savings Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,988
- Loans originated
- 1,107
- Purchase / refinance
- 528 / 337
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Somerset County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bangor Savings Bank 55 out of 100, Moderate | 194 | 9.8% | 19.7% |
| 2 | Rocket Mortgage, LLC | 126 | 6.3% | — |
| 3 | Kennebec Savings Bank | 109 | 5.5% | — |
| 4 | The Camden National Bank 69 out of 100, Moderate | 95 | 4.8% | 16.7% |
| 5 | Skowhegan Savings Bank | 94 | 4.7% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 90 | 4.5% | — |
| 7 | Mortgage Research Center, LLC | 80 | 4.0% | — |
| 8 | SEBASTICOOK VALLEY Federal Credit Union 84 out of 100, Strong | 63 | 3.2% | 1.4% |
| 9 | NEWREZ LLC | 62 | 3.1% | — |
| 10 | GUILD MORTGAGE COMPANY | 59 | 3.0% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 51 | 2.6% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 44 | 2.2% | — |
| 13 | Maine State Credit Union 59 out of 100, Moderate | 41 | 2.1% | 23.9% |
| 14 | TD Bank, National Association 63 out of 100, Moderate | 36 | 1.8% | 35.3% |
| 15 | CMG MORTGAGE, INC. | 33 | 1.7% | — |
| 16 | Loandepot.Com, LLC | 33 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 33 | 1.7% | — |
| 18 | CUSO MORTGAGE CORPORATION | 30 | 1.5% | — |
| 19 | GUARANTEED RATE, INC. | 28 | 1.4% | — |
| 20 | AmeriSave Mortgage Corporation | 27 | 1.4% | — |
| 21 | Fairway Independent Mortgage Corporation | 24 | 1.2% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.1% | 32.9% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 21 | 1.1% | 14.1% |
| 24 | Coastal Community Bank 35 out of 100, Low | 18 | 0.9% | 3.0% |
| 25 | Luminate Bank 47 out of 100, Below average | 17 | 0.9% | 4.3% |
| 26 | PLANET HOME LENDING, LLC | 16 | 0.8% | — |
| 27 | NEW DAY FINANCIAL, LLC | 16 | 0.8% | — |
| 28 | VILLAGE CAPITAL & INVESTMENT LLC | 16 | 0.8% | — |
| 29 | TOTAL MORTGAGE SERVICES, LLC | 15 | 0.8% | — |
| 30 | KeyBank National Association 63 out of 100, Moderate | 15 | 0.8% | 32.8% |
| 31 | SPRING EQ, LLC | 14 | 0.7% | — |
| 32 | T2 FINANCIAL LLC | 13 | 0.7% | — |
| 33 | NORTHPOINT MORTGAGE, INC. | 13 | 0.7% | — |
| 34 | Maine Savings Federal Credit Union 47 out of 100, Below average | 13 | 0.7% | 20.1% |
| 35 | NATIONSTAR MORTGAGE LLC | 12 | 0.6% | — |
| 36 | Machias Savings Bank 73 out of 100, Strong | 12 | 0.6% | 23.7% |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.6% | — |
| 38 | 21st Mortgage Corporation | 10 | 0.5% | — |
| 39 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.5% | — |
| 40 | LEADERONE FINANCIAL CORPORATION | 10 | 0.5% | — |
Top 40 of 175 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps