Maine · HMDA 2025
Mortgage lenders in Lincoln County, ME
158 lenders reported 1,742 home-loan applications in Lincoln County in 2025. 1,037 closed as loans ($282.7M), 243 were denied — a 18.4% denial rate on decided applications, below the Maine rate of 19.7%. The three most active lenders handled 30% of applications, led by First National Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,742
- Loans originated
- 1,037
- Purchase / refinance
- 473 / 277
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lincoln County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First National Bank 64 out of 100, Moderate | 250 | 14.4% | 9.9% |
| 2 | The Camden National Bank 69 out of 100, Moderate | 161 | 9.2% | 16.7% |
| 3 | Bangor Savings Bank 55 out of 100, Moderate | 107 | 6.1% | 19.7% |
| 4 | Rocket Mortgage, LLC | 66 | 3.8% | — |
| 5 | First Federal Savings and Loan Association of Bath 54 out of 100, Below average | 58 | 3.3% | 2.7% |
| 6 | CMG MORTGAGE, INC. | 54 | 3.1% | — |
| 7 | NEWREZ LLC | 45 | 2.6% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 43 | 2.5% | — |
| 9 | Kennebec Savings Bank | 43 | 2.5% | — |
| 10 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 2.4% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 37 | 2.1% | — |
| 12 | GUILD MORTGAGE COMPANY | 36 | 2.1% | — |
| 13 | Bath Savings Institution 82 out of 100, Strong | 34 | 2.0% | 15.8% |
| 14 | Maine State Credit Union 59 out of 100, Moderate | 33 | 1.9% | 23.9% |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 1.8% | 14.1% |
| 16 | Fairway Independent Mortgage Corporation | 31 | 1.8% | — |
| 17 | Mortgage Research Center, LLC | 30 | 1.7% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 23 | 1.3% | 32.9% |
| 19 | Broker Solutions, Inc. | 23 | 1.3% | — |
| 20 | T2 FINANCIAL LLC | 21 | 1.2% | — |
| 21 | Loandepot.Com, LLC | 18 | 1.0% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 17 | 1.0% | 44.7% |
| 23 | Coastal Community Bank 35 out of 100, Low | 17 | 1.0% | 3.0% |
| 24 | AmeriSave Mortgage Corporation | 16 | 0.9% | — |
| 25 | TD Bank, National Association 63 out of 100, Moderate | 16 | 0.9% | 35.3% |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 16 | 0.9% | — |
| 27 | CUSO MORTGAGE CORPORATION | 16 | 0.9% | — |
| 28 | SPRING EQ, LLC | 15 | 0.9% | — |
| 29 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 14 | 0.8% | — |
| 31 | NORTHPOINT MORTGAGE, INC. | 14 | 0.8% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 0.7% | 32.5% |
| 33 | GUARANTEED RATE, INC. | 12 | 0.7% | — |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 11 | 0.6% | 39.5% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.6% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.6% | 22.2% |
| 37 | Discover Bank | 10 | 0.6% | — |
| 38 | USAA Federal Savings Bank 64 out of 100, Moderate | 10 | 0.6% | 37.2% |
| 39 | Citibank, National Association 60 out of 100, Moderate | 10 | 0.6% | 24.0% |
| 40 | FIGURE LENDING LLC | 9 | 0.5% | — |
Top 40 of 158 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Sagadahoc County 1,570 apps