Maine · HMDA 2025
Mortgage lenders in Oxford County, ME
210 lenders reported 2,673 home-loan applications in Oxford County in 2025. 1,471 closed as loans ($378.8M), 457 were denied — a 22.9% denial rate on decided applications, above the Maine rate of 19.7%. The three most active lenders handled 21% of applications, led by Norway Savings Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,673
- Loans originated
- 1,471
- Purchase / refinance
- 738 / 425
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Oxford County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Norway Savings Bank 81 out of 100, Strong | 257 | 9.6% | 18.8% |
| 2 | CMG MORTGAGE, INC. | 149 | 5.6% | — |
| 3 | Rocket Mortgage, LLC | 144 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 125 | 4.7% | — |
| 5 | GUILD MORTGAGE COMPANY | 120 | 4.5% | — |
| 6 | Bangor Savings Bank 55 out of 100, Moderate | 116 | 4.3% | 19.7% |
| 7 | Dirigo Federal Credit Union 59 out of 100, Moderate | 83 | 3.1% | 21.5% |
| 8 | TD Bank, National Association 63 out of 100, Moderate | 63 | 2.4% | 35.3% |
| 9 | NEWREZ LLC | 61 | 2.3% | — |
| 10 | Mortgage Research Center, LLC | 56 | 2.1% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 47 | 1.8% | — |
| 12 | The Camden National Bank 69 out of 100, Moderate | 47 | 1.8% | 16.7% |
| 13 | Broker Solutions, Inc. | 46 | 1.7% | — |
| 14 | Loandepot.Com, LLC | 44 | 1.6% | — |
| 15 | LIGHTHOUSE FEDERAL CREDIT UNION 65 out of 100, Moderate | 42 | 1.6% | 36.3% |
| 16 | NATIONSTAR MORTGAGE LLC | 42 | 1.6% | — |
| 17 | EVERGREEN CREDIT UNION | 39 | 1.5% | — |
| 18 | Citizens Bank, National Association 54 out of 100, Below average | 35 | 1.3% | 32.5% |
| 19 | T2 FINANCIAL LLC | 35 | 1.3% | — |
| 20 | Maine Community Bank 67 out of 100, Moderate | 35 | 1.3% | 16.1% |
| 21 | GUARANTEED RATE, INC. | 33 | 1.2% | — |
| 22 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 1.2% | 14.1% |
| 23 | FIGURE LENDING LLC | 32 | 1.2% | — |
| 24 | DAS Acquisition Company, LLC | 32 | 1.2% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 30 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 30 | 1.1% | — |
| 27 | Coastal Community Bank 35 out of 100, Low | 29 | 1.1% | 3.0% |
| 28 | Bank of America, National Association 59 out of 100, Moderate | 28 | 1.0% | 44.7% |
| 29 | AmeriSave Mortgage Corporation | 26 | 1.0% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.9% | 32.9% |
| 31 | CUSO MORTGAGE CORPORATION | 25 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 24 | 0.9% | — |
| 33 | TOTAL MORTGAGE SERVICES, LLC | 21 | 0.8% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 0.7% | — |
| 35 | NORTHPOINT MORTGAGE, INC. | 20 | 0.7% | — |
| 36 | KeyBank National Association 63 out of 100, Moderate | 20 | 0.7% | 32.8% |
| 37 | Androscoggin Savings Bank 66 out of 100, Moderate | 19 | 0.7% | 2.3% |
| 38 | NEW DAY FINANCIAL, LLC | 17 | 0.6% | — |
| 39 | Discover Bank | 16 | 0.6% | — |
| 40 | BETTER MORTGAGE CORPORATION | 16 | 0.6% | — |
Top 40 of 210 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps