Maine · HMDA 2025
Mortgage lenders in Cumberland County, ME
340 lenders reported 13,770 home-loan applications in Cumberland County in 2025. 8,187 closed as loans ($3.1B), 1,799 were denied — a 17.5% denial rate on decided applications, below the Maine rate of 19.7%. The three most active lenders handled 18% of applications, led by Bangor Savings Bank. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 13,770
- Loans originated
- 8,187
- Purchase / refinance
- 3,659 / 2,332
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cumberland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bangor Savings Bank 55 out of 100, Moderate | 1,163 | 8.4% | 19.7% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 723 | 5.3% | — |
| 3 | TOWN & COUNTRY FEDERAL CREDIT UNION 59 out of 100, Moderate | 566 | 4.1% | 18.7% |
| 4 | EVERGREEN CREDIT UNION | 550 | 4.0% | — |
| 5 | GUILD MORTGAGE COMPANY | 518 | 3.8% | — |
| 6 | TD Bank, National Association 63 out of 100, Moderate | 475 | 3.4% | 35.3% |
| 7 | CMG MORTGAGE, INC. | 473 | 3.4% | — |
| 8 | Rocket Mortgage, LLC | 428 | 3.1% | — |
| 9 | The Camden National Bank 69 out of 100, Moderate | 399 | 2.9% | 16.7% |
| 10 | Norway Savings Bank 81 out of 100, Strong | 387 | 2.8% | 18.8% |
| 11 | Maine Community Bank 67 out of 100, Moderate | 350 | 2.5% | 16.1% |
| 12 | Bank of America, National Association 59 out of 100, Moderate | 327 | 2.4% | 44.7% |
| 13 | NEWREZ LLC | 316 | 2.3% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 266 | 1.9% | 14.1% |
| 15 | Broker Solutions, Inc. | 258 | 1.9% | — |
| 16 | Empeople Credit Union 58 out of 100, Moderate | 246 | 1.8% | 25.7% |
| 17 | CUMBERLAND COUNTY | 241 | 1.8% | — |
| 18 | Androscoggin Savings Bank 66 out of 100, Moderate | 226 | 1.6% | 2.3% |
| 19 | PENNYMAC LOAN SERVICES, LLC | 221 | 1.6% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 213 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 186 | 1.4% | — |
| 22 | U.S. Bank National Association 55 out of 100, Moderate | 161 | 1.2% | 39.5% |
| 23 | GUARANTEED RATE, INC. | 159 | 1.2% | — |
| 24 | ATLANTIC REGIONAL FEDERAL CREDIT UNION 67 out of 100, Moderate | 154 | 1.1% | 22.1% |
| 25 | FREEDOM MORTGAGE CORPORATION | 143 | 1.0% | — |
| 26 | Bath Savings Institution 82 out of 100, Strong | 143 | 1.0% | 15.8% |
| 27 | TRUCHOICE FEDERAL CREDIT UNION 60 out of 100, Moderate | 135 | 1.0% | 9.4% |
| 28 | TOTAL MORTGAGE SERVICES, LLC | 135 | 1.0% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 130 | 0.9% | 32.5% |
| 30 | Loandepot.Com, LLC | 127 | 0.9% | — |
| 31 | NORTHPOINT MORTGAGE, INC. | 114 | 0.8% | — |
| 32 | Saco & Biddeford Savings Institution 61 out of 100, Moderate | 113 | 0.8% | 8.6% |
| 33 | KeyBank National Association 63 out of 100, Moderate | 110 | 0.8% | 32.8% |
| 34 | Navy Federal Credit Union 66 out of 100, Moderate | 102 | 0.7% | 32.9% |
| 35 | Kennebec Savings Bank | 101 | 0.7% | — |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 96 | 0.7% | — |
| 37 | Mortgage Research Center, LLC | 94 | 0.7% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 94 | 0.7% | 3.0% |
| 39 | SPRING EQ, LLC | 90 | 0.7% | — |
| 40 | AmeriSave Mortgage Corporation | 89 | 0.6% | — |
Top 40 of 340 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps