Maine · HMDA 2025
Mortgage lenders in Waldo County, ME
169 lenders reported 1,913 home-loan applications in Waldo County in 2025. 1,084 closed as loans ($250.3M), 328 were denied — a 22.3% denial rate on decided applications, above the Maine rate of 19.7%. The three most active lenders handled 28% of applications, led by Bangor Savings Bank. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,913
- Loans originated
- 1,084
- Purchase / refinance
- 440 / 345
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Waldo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Bangor Savings Bank 55 out of 100, Moderate | 246 | 12.9% | 19.7% |
| 2 | The Camden National Bank 69 out of 100, Moderate | 193 | 10.1% | 16.7% |
| 3 | Rocket Mortgage, LLC | 103 | 5.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 79 | 4.1% | — |
| 5 | First National Bank 64 out of 100, Moderate | 77 | 4.0% | 9.9% |
| 6 | CMG MORTGAGE, INC. | 64 | 3.3% | — |
| 7 | Maine Savings Federal Credit Union 47 out of 100, Below average | 63 | 3.3% | 20.1% |
| 8 | Fairway Independent Mortgage Corporation | 48 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 44 | 2.3% | — |
| 10 | Kennebec Savings Bank | 42 | 2.2% | — |
| 11 | FREEDOM MORTGAGE CORPORATION | 37 | 1.9% | — |
| 12 | Maine State Credit Union 59 out of 100, Moderate | 36 | 1.9% | 23.9% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 1.8% | 14.1% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 33 | 1.7% | — |
| 15 | SEABOARD FEDERAL CREDIT UNION 57 out of 100, Moderate | 32 | 1.7% | 27.4% |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 31 | 1.6% | 32.9% |
| 17 | CUSO MORTGAGE CORPORATION | 29 | 1.5% | — |
| 18 | NEWREZ LLC | 28 | 1.5% | — |
| 19 | GUILD MORTGAGE COMPANY | 24 | 1.3% | — |
| 20 | TD Bank, National Association 63 out of 100, Moderate | 24 | 1.3% | 35.3% |
| 21 | Broker Solutions, Inc. | 22 | 1.2% | — |
| 22 | SPRING EQ, LLC | 21 | 1.1% | — |
| 23 | FIGURE LENDING LLC | 20 | 1.0% | — |
| 24 | KeyBank National Association 63 out of 100, Moderate | 20 | 1.0% | 32.8% |
| 25 | AmeriSave Mortgage Corporation | 18 | 0.9% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 17 | 0.9% | — |
| 27 | TOTAL MORTGAGE SERVICES, LLC | 17 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 15 | 0.8% | — |
| 29 | Downeast Credit Union 54 out of 100, Below average | 14 | 0.7% | 34.2% |
| 30 | University Credit Union | 14 | 0.7% | — |
| 31 | Machias Savings Bank 73 out of 100, Strong | 14 | 0.7% | 23.7% |
| 32 | NEW DAY FINANCIAL, LLC | 14 | 0.7% | — |
| 33 | Bar Harbor Bank & Trust 73 out of 100, Strong | 13 | 0.7% | 25.5% |
| 34 | Bank of America, National Association 59 out of 100, Moderate | 12 | 0.6% | 44.7% |
| 35 | PLANET HOME LENDING, LLC | 12 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.6% | — |
| 37 | Coastal Community Bank 35 out of 100, Low | 12 | 0.6% | 3.0% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.6% | — |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 11 | 0.6% | — |
| 40 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 0.6% | — |
Top 40 of 169 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- York County 11,855 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps