Maine · HMDA 2025
Mortgage lenders in York County, ME
336 lenders reported 11,855 home-loan applications in York County in 2025. 6,776 closed as loans ($2.4B), 1,657 were denied — a 19.0% denial rate on decided applications, close to the Maine rate of 19.7%. The three most active lenders handled 16% of applications, led by CMG MORTGAGE, INC.. 21 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,855
- Loans originated
- 6,776
- Purchase / refinance
- 2,959 / 2,137
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in York County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CMG MORTGAGE, INC. | 850 | 7.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 561 | 4.7% | — |
| 3 | Bangor Savings Bank 55 out of 100, Moderate | 513 | 4.3% | 19.7% |
| 4 | Rocket Mortgage, LLC | 439 | 3.7% | — |
| 5 | LIGHTHOUSE FEDERAL CREDIT UNION 65 out of 100, Moderate | 437 | 3.7% | 36.3% |
| 6 | Kennebunk Savings Bank 69 out of 100, Moderate | 423 | 3.6% | 27.1% |
| 7 | The Camden National Bank 69 out of 100, Moderate | 362 | 3.1% | 16.7% |
| 8 | ATLANTIC REGIONAL FEDERAL CREDIT UNION 67 out of 100, Moderate | 327 | 2.8% | 22.1% |
| 9 | NEWREZ LLC | 268 | 2.3% | — |
| 10 | TD Bank, National Association 63 out of 100, Moderate | 265 | 2.2% | 35.3% |
| 11 | TOWN & COUNTRY FEDERAL CREDIT UNION 59 out of 100, Moderate | 265 | 2.2% | 18.7% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 259 | 2.2% | 14.1% |
| 13 | GUILD MORTGAGE COMPANY | 251 | 2.1% | — |
| 14 | Maine Community Bank 67 out of 100, Moderate | 238 | 2.0% | 16.1% |
| 15 | SIS BANCORP, MHC 76 out of 100, Strong | 235 | 2.0% | 8.7% |
| 16 | PENNYMAC LOAN SERVICES, LLC | 227 | 1.9% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 213 | 1.8% | — |
| 18 | Bank of America, National Association 59 out of 100, Moderate | 211 | 1.8% | 44.7% |
| 19 | Citizens Bank, National Association 54 out of 100, Below average | 208 | 1.8% | 32.5% |
| 20 | Service Federal Credit Union 52 out of 100, Below average | 156 | 1.3% | 30.5% |
| 21 | PEOPLESCHOICE CREDIT UNION 58 out of 100, Moderate | 153 | 1.3% | 17.0% |
| 22 | NATIONSTAR MORTGAGE LLC | 150 | 1.3% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 149 | 1.3% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 148 | 1.2% | 32.9% |
| 25 | Saco & Biddeford Savings Institution 61 out of 100, Moderate | 142 | 1.2% | 8.6% |
| 26 | Broker Solutions, Inc. | 136 | 1.1% | — |
| 27 | Loandepot.Com, LLC | 130 | 1.1% | — |
| 28 | Mortgage Research Center, LLC | 122 | 1.0% | — |
| 29 | NORTHPOINT MORTGAGE, INC. | 120 | 1.0% | — |
| 30 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 118 | 1.0% | 32.9% |
| 31 | Coastal Community Bank 35 out of 100, Low | 110 | 0.9% | 3.0% |
| 32 | EVERGREEN CREDIT UNION | 106 | 0.9% | — |
| 33 | AmeriSave Mortgage Corporation | 105 | 0.9% | — |
| 34 | TRUCHOICE FEDERAL CREDIT UNION 60 out of 100, Moderate | 105 | 0.9% | 9.4% |
| 35 | GUARANTEED RATE, INC. | 103 | 0.9% | — |
| 36 | Empeople Credit Union 58 out of 100, Moderate | 99 | 0.8% | 25.7% |
| 37 | SPRING EQ, LLC | 98 | 0.8% | — |
| 38 | Norway Savings Bank 81 out of 100, Strong | 96 | 0.8% | 18.8% |
| 39 | AMERIHOME MORTGAGE COMPANY, LLC | 93 | 0.8% | — |
| 40 | FIGURE LENDING LLC | 86 | 0.7% | — |
Top 40 of 336 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maine
- Cumberland County 13,770 apps
- Penobscot County 6,236 apps
- Kennebec County 5,684 apps
- Androscoggin County 4,588 apps
- Oxford County 2,673 apps
- Hancock County 2,442 apps
- Aroostook County 2,045 apps
- Somerset County 1,988 apps
- Waldo County 1,913 apps
- Knox County 1,792 apps
- Lincoln County 1,742 apps
- Sagadahoc County 1,570 apps