Maryland · HMDA 2025
Mortgage lenders in Allegany County, MD
188 lenders reported 2,131 home-loan applications in Allegany County in 2025. 1,138 closed as loans ($160.3M), 321 were denied — a 20.9% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 21% of applications, led by Alcova Mortgage LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,131
- Loans originated
- 1,138
- Purchase / refinance
- 547 / 421
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Allegany County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Alcova Mortgage LLC | 176 | 8.3% | — |
| 2 | FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION 80 out of 100, Strong | 147 | 6.9% | 5.8% |
| 3 | Rocket Mortgage, LLC | 132 | 6.2% | — |
| 4 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 121 | 5.7% | 32.9% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 103 | 4.8% | — |
| 6 | CHESSIE Federal Credit Union 83 out of 100, Strong | 98 | 4.6% | 7.2% |
| 7 | Truist Bank 63 out of 100, Moderate | 83 | 3.9% | 40.8% |
| 8 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 79 | 3.7% | — |
| 9 | FIRST UNITED CORPORATION | 65 | 3.1% | — |
| 10 | Dollar Bank, Federal Savings Bank 62 out of 100, Moderate | 54 | 2.5% | 22.3% |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 53 | 2.5% | — |
| 12 | Mortgage Research Center, LLC | 52 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 50 | 2.3% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 49 | 2.3% | 39.5% |
| 15 | NEWREZ LLC | 34 | 1.6% | — |
| 16 | ACT 1ST FCU | 33 | 1.5% | — |
| 17 | AmeriSave Mortgage Corporation | 32 | 1.5% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 32 | 1.5% | — |
| 19 | Broker Solutions, Inc. | 25 | 1.2% | — |
| 20 | FIGURE LENDING LLC | 25 | 1.2% | — |
| 21 | FIRST COLONY MORTGAGE CORPORATION | 25 | 1.2% | — |
| 22 | UNION HOME MORTGAGE CORP. | 25 | 1.2% | — |
| 23 | Navy Federal Credit Union 66 out of 100, Moderate | 24 | 1.1% | 32.9% |
| 24 | Coastal Community Bank 35 out of 100, Low | 23 | 1.1% | 3.0% |
| 25 | PLANET HOME LENDING, LLC | 21 | 1.0% | — |
| 26 | NEW DAY FINANCIAL, LLC | 20 | 0.9% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 19 | 0.9% | — |
| 28 | Loandepot.Com, LLC | 17 | 0.8% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 0.8% | 14.1% |
| 30 | CARRINGTON MORTGAGE SERVICES, LLC | 16 | 0.8% | — |
| 31 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 14 | 0.7% | — |
| 32 | Citizens Bank, National Association 54 out of 100, Below average | 13 | 0.6% | 32.5% |
| 33 | CREDIT UNION MORTGAGE ASSOCIATION, INC. | 12 | 0.6% | — |
| 34 | PNC Bank, National Association 62 out of 100, Moderate | 11 | 0.5% | 33.8% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.5% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.5% | 22.2% |
| 37 | SPRING EQ, LLC | 10 | 0.5% | — |
| 38 | Kiavi Funding, Inc. | 10 | 0.5% | — |
| 39 | MILLENNIUM FINANCIAL GROUP, INC. | 9 | 0.4% | — |
| 40 | SOMERSET TRUST COMPANY 55 out of 100, Moderate | 9 | 0.4% | 9.6% |
Top 40 of 188 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps