Maryland · HMDA 2025
Mortgage lenders in Cecil County, MD
272 lenders reported 4,709 home-loan applications in Cecil County in 2025. 2,442 closed as loans ($616.7M), 668 were denied — a 20.2% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 24% of applications, led by ABERDEEN PROVING GROUND FEDERAL CREDIT UNION. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,709
- Loans originated
- 2,442
- Purchase / refinance
- 1,079 / 878
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cecil County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 64 out of 100, Moderate | 560 | 11.9% | 25.1% |
| 2 | GUILD MORTGAGE COMPANY | 284 | 6.0% | — |
| 3 | PNC Bank, National Association 62 out of 100, Moderate | 284 | 6.0% | 33.8% |
| 4 | Rocket Mortgage, LLC | 262 | 5.6% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 241 | 5.1% | — |
| 6 | NEWREZ LLC | 134 | 2.8% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 125 | 2.7% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 112 | 2.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 81 | 1.7% | 39.5% |
| 10 | NATIONSTAR MORTGAGE LLC | 76 | 1.6% | — |
| 11 | Broker Solutions, Inc. | 68 | 1.4% | — |
| 12 | Navy Federal Credit Union 66 out of 100, Moderate | 66 | 1.4% | 32.9% |
| 13 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 63 | 1.3% | 32.9% |
| 14 | Mortgage Research Center, LLC | 60 | 1.3% | — |
| 15 | FIGURE LENDING LLC | 58 | 1.2% | — |
| 16 | SPRING EQ, LLC | 56 | 1.2% | — |
| 17 | PIKE CREEK MORTGAGE SERVICES, INC. | 55 | 1.2% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 54 | 1.1% | — |
| 19 | Truist Bank 63 out of 100, Moderate | 51 | 1.1% | 40.8% |
| 20 | Bank of America, National Association 59 out of 100, Moderate | 51 | 1.1% | 44.7% |
| 21 | First National Bank of Pennsylvania 64 out of 100, Moderate | 50 | 1.1% | 26.6% |
| 22 | 21st Mortgage Corporation | 49 | 1.0% | — |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 49 | 1.0% | 14.1% |
| 24 | PRIMARY RESIDENTIAL MORTGAGE, INC. | 48 | 1.0% | — |
| 25 | ENVOY MORTGAGE, LTD | 46 | 1.0% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 44 | 0.9% | — |
| 27 | CMG MORTGAGE, INC. | 43 | 0.9% | — |
| 28 | Wilmington Savings Fund Society, FSB 71 out of 100, Strong | 43 | 0.9% | 18.3% |
| 29 | Fulton Bank, National Association 65 out of 100, Moderate | 43 | 0.9% | 23.0% |
| 30 | DHI MORTGAGE COMPANY, LTD. | 40 | 0.8% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 38 | 0.8% | 32.5% |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 38 | 0.8% | — |
| 33 | KEYSTONE FUNDING, INC. | 37 | 0.8% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 35 | 0.7% | 3.0% |
| 35 | LAKEVIEW LOAN SERVICING, LLC | 33 | 0.7% | — |
| 36 | MLD MORTGAGE INC. | 32 | 0.7% | — |
| 37 | Loandepot.Com, LLC | 31 | 0.7% | — |
| 38 | AmeriSave Mortgage Corporation | 31 | 0.7% | — |
| 39 | NFM, INC. | 31 | 0.7% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 29 | 0.6% | 22.2% |
Top 40 of 272 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps