Maryland · HMDA 2025
Mortgage lenders in Talbot County, MD
205 lenders reported 1,699 home-loan applications in Talbot County in 2025. 907 closed as loans ($342.4M), 220 were denied — a 18.9% denial rate on decided applications, below the Maryland rate of 23.9%. The three most active lenders handled 21% of applications, led by Shore United Bank, N.A.. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,699
- Loans originated
- 907
- Purchase / refinance
- 442 / 263
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Talbot County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Shore United Bank, N.A. 61 out of 100, Moderate | 180 | 10.6% | 16.7% |
| 2 | PENNYMAC LOAN SERVICES, LLC | 94 | 5.5% | — |
| 3 | PNC Bank, National Association 62 out of 100, Moderate | 79 | 4.6% | 33.8% |
| 4 | Rocket Mortgage, LLC | 77 | 4.5% | — |
| 5 | Bank of America, National Association 59 out of 100, Moderate | 76 | 4.5% | 44.7% |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 48 | 2.8% | — |
| 7 | BAY CAPITAL MORTGAGE CORPORATION | 48 | 2.8% | — |
| 8 | FIRST HOME MORTGAGE CORPORATION | 40 | 2.4% | — |
| 9 | NEWREZ LLC | 38 | 2.2% | — |
| 10 | Truist Bank 63 out of 100, Moderate | 38 | 2.2% | 40.8% |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 2.0% | 32.9% |
| 12 | NATIONSTAR MORTGAGE LLC | 30 | 1.8% | — |
| 13 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 30 | 1.8% | 32.9% |
| 14 | FREEDOM MORTGAGE CORPORATION | 29 | 1.7% | — |
| 15 | STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 28 | 1.6% | — |
| 16 | Loandepot.Com, LLC | 27 | 1.6% | — |
| 17 | FIGURE LENDING LLC | 26 | 1.5% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 25 | 1.5% | 14.1% |
| 19 | GUARANTEED RATE, INC. | 25 | 1.5% | — |
| 20 | NFM, INC. | 23 | 1.4% | — |
| 21 | Citizens Bank, National Association 54 out of 100, Below average | 22 | 1.3% | 32.5% |
| 22 | Coastal Community Bank 35 out of 100, Low | 21 | 1.2% | 3.0% |
| 23 | LENNAR MORTGAGE, LLC | 19 | 1.1% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 18 | 1.1% | 39.5% |
| 25 | SPRING EQ, LLC | 17 | 1.0% | — |
| 26 | CMG MORTGAGE, INC. | 14 | 0.8% | — |
| 27 | Broker Solutions, Inc. | 14 | 0.8% | — |
| 28 | Mortgage Research Center, LLC | 14 | 0.8% | — |
| 29 | EDUCATIONAL SYSTEMS | 14 | 0.8% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 13 | 0.8% | 22.2% |
| 31 | TOWER Federal Credit Union 83 out of 100, Strong | 13 | 0.8% | 30.4% |
| 32 | The Queenstown Bank of Maryland 77 out of 100, Strong | 13 | 0.8% | 4.6% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.7% | — |
| 34 | PHH Mortgage Corporation | 12 | 0.7% | — |
| 35 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 12 | 0.7% | 4.9% |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.6% | — |
| 37 | Towne Bank 74 out of 100, Strong | 11 | 0.6% | 6.6% |
| 38 | Burke & Herbert Bank & Trust Company 65 out of 100, Moderate | 11 | 0.6% | 15.9% |
| 39 | AmeriSave Mortgage Corporation | 10 | 0.6% | — |
| 40 | First National Bank of Pennsylvania 64 out of 100, Moderate | 10 | 0.6% | 26.6% |
Top 40 of 205 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Maryland
- Prince George's County 41,377 apps
- Montgomery County 33,556 apps
- Baltimore County 31,792 apps
- Anne Arundel County 28,253 apps
- Baltimore city 23,488 apps
- Frederick County 14,430 apps
- Howard County 13,008 apps
- Harford County 11,963 apps
- Charles County 11,225 apps
- Carroll County 7,577 apps
- Washington County 6,579 apps
- St. Mary's County 5,416 apps