Massachusetts · HMDA 2025
Mortgage lenders in Nantucket County, MA
119 lenders reported 777 home-loan applications in Nantucket County in 2025. 414 closed as loans ($772.9M), 150 were denied — a 26.1% denial rate on decided applications, above the Massachusetts rate of 19.9%. The three most active lenders handled 37% of applications, led by The Cape Cod Five Cents Savings Bank. 24 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 777
- Loans originated
- 414
- Purchase / refinance
- 186 / 112
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Nantucket County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Cape Cod Five Cents Savings Bank | 152 | 19.6% | — |
| 2 | Rockland Trust Company 73 out of 100, Strong | 78 | 10.0% | 33.4% |
| 3 | Bank of America, National Association 59 out of 100, Moderate | 61 | 7.9% | 44.7% |
| 4 | Citizens Bank, National Association 54 out of 100, Below average | 60 | 7.7% | 32.5% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 51 | 6.6% | 14.1% |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 3.0% | 39.5% |
| 7 | Hingham Institution for Savings, The | 16 | 2.1% | — |
| 8 | Eastern Bank 66 out of 100, Moderate | 15 | 1.9% | 33.1% |
| 9 | NEWREZ LLC | 14 | 1.8% | — |
| 10 | Citibank, National Association 60 out of 100, Moderate | 14 | 1.8% | 24.0% |
| 11 | Morgan Stanley Private Bank, National Association 61 out of 100, Moderate | 14 | 1.8% | 4.9% |
| 12 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 12 | 1.5% | 22.2% |
| 13 | Leader Bank, National Association 71 out of 100, Strong | 10 | 1.3% | 2.3% |
| 14 | Rocket Mortgage, LLC | 9 | 1.2% | — |
| 15 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 9 | 1.2% | — |
| 16 | Manufacturers and Traders Trust Company 57 out of 100, Moderate | 9 | 1.2% | 32.9% |
| 17 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 1.0% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 8 | 1.0% | — |
| 19 | UBS Bank USA 64 out of 100, Moderate | 8 | 1.0% | 7.7% |
| 20 | TD Bank, National Association 63 out of 100, Moderate | 7 | 0.9% | 35.3% |
| 21 | Mechanics Cooperative Bank 77 out of 100, Strong | 7 | 0.9% | 8.9% |
| 22 | PeoplesBank 57 out of 100, Moderate | 6 | 0.8% | 13.3% |
| 23 | The Camden National Bank 69 out of 100, Moderate | 6 | 0.8% | 16.7% |
| 24 | MOVEMENT MORTGAGE, LLC | 5 | 0.6% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.6% | 33.8% |
| 26 | CCG Fund 1, LLC | 5 | 0.6% | — |
| 27 | Northpointe Bank 58 out of 100, Moderate | 5 | 0.6% | 10.4% |
| 28 | Goldman Sachs Bank USA 58 out of 100, Moderate | 5 | 0.6% | 21.6% |
| 29 | Charles Schwab Bank, SSB 81 out of 100, Strong | 5 | 0.6% | 5.2% |
| 30 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 5 | 0.6% | 22.5% |
| 31 | GUARANTEED RATE, INC. | 4 | 0.5% | — |
| 32 | HARBORONE MORTGAGE, LLC | 4 | 0.5% | — |
| 33 | BETTER MORTGAGE CORPORATION | 4 | 0.5% | — |
| 34 | Raymond James Bank 69 out of 100, Moderate | 4 | 0.5% | 6.2% |
| 35 | CMG MORTGAGE, INC. | 3 | 0.4% | — |
| 36 | AmeriSave Mortgage Corporation | 3 | 0.4% | — |
| 37 | Service Federal Credit Union 52 out of 100, Below average | 3 | 0.4% | 30.5% |
| 38 | BNY Mellon, National Association 57 out of 100, Moderate | 3 | 0.4% | 7.0% |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.4% | — |
| 40 | LENDINGONE, LLC | 3 | 0.4% | — |
Top 40 of 119 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Massachusetts
- Middlesex County 52,143 apps
- Worcester County 33,388 apps
- Essex County 28,530 apps
- Norfolk County 25,708 apps
- Plymouth County 23,653 apps
- Bristol County 20,970 apps
- Suffolk County 19,040 apps
- Hampden County 15,824 apps
- Barnstable County 12,645 apps
- Berkshire County 4,609 apps
- Hampshire County 4,243 apps
- Franklin County 2,179 apps