Michigan · HMDA 2025
Mortgage lenders in Isabella County, MI
179 lenders reported 1,860 home-loan applications in Isabella County in 2025. 1,101 closed as loans ($184.6M), 285 were denied — a 19.8% denial rate on decided applications, below the Michigan rate of 22.4%. The three most active lenders handled 31% of applications, led by Isabella Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,860
- Loans originated
- 1,101
- Purchase / refinance
- 615 / 268
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Isabella County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Isabella Bank 62 out of 100, Moderate | 297 | 16.0% | 16.4% |
| 2 | Mercantile Bank 73 out of 100, Strong | 155 | 8.3% | 15.2% |
| 3 | Rocket Mortgage, LLC | 119 | 6.4% | — |
| 4 | The Dart Bank | 84 | 4.5% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 68 | 3.7% | — |
| 6 | The Huntington National Bank 59 out of 100, Moderate | 56 | 3.0% | 31.6% |
| 7 | GUILD MORTGAGE COMPANY | 48 | 2.6% | — |
| 8 | Mortgage Research Center, LLC | 47 | 2.5% | — |
| 9 | FIRST CHOICE MH LLC | 47 | 2.5% | — |
| 10 | MEMBERS FIRST Credit Union | 45 | 2.4% | — |
| 11 | PNC Bank, National Association 62 out of 100, Moderate | 40 | 2.2% | 33.8% |
| 12 | NEWREZ LLC | 34 | 1.8% | — |
| 13 | TRIAD FINANCIAL SERVICES, INC. | 30 | 1.6% | — |
| 14 | GreenStone Farm Credit Services, FLCA | 28 | 1.5% | — |
| 15 | PENNYMAC LOAN SERVICES, LLC | 27 | 1.5% | — |
| 16 | 21st Mortgage Corporation | 26 | 1.4% | — |
| 17 | FIGURE LENDING LLC | 22 | 1.2% | — |
| 18 | PLANET HOME LENDING, LLC | 21 | 1.1% | — |
| 19 | STAUNTON FINANCIAL, INC. | 21 | 1.1% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 20 | 1.1% | 14.1% |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 1.1% | — |
| 22 | UNION HOME MORTGAGE CORP. | 19 | 1.0% | — |
| 23 | Fifth Third Bank, National Association 62 out of 100, Moderate | 19 | 1.0% | 34.0% |
| 24 | FREEDOM MORTGAGE CORPORATION | 17 | 0.9% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.9% | 32.9% |
| 26 | PRESTON HOME LOANS INC | 16 | 0.9% | — |
| 27 | NATIONSTAR MORTGAGE LLC | 16 | 0.9% | — |
| 28 | Broker Solutions, Inc. | 15 | 0.8% | — |
| 29 | AmeriSave Mortgage Corporation | 15 | 0.8% | — |
| 30 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 15 | 0.8% | 7.3% |
| 31 | GUARANTEED RATE, INC. | 14 | 0.8% | — |
| 32 | DOW CREDIT UNION 73 out of 100, Strong | 14 | 0.8% | 11.1% |
| 33 | Coastal Community Bank 35 out of 100, Low | 13 | 0.7% | 3.0% |
| 34 | Discover Bank | 12 | 0.6% | — |
| 35 | Independent Bank 63 out of 100, Moderate | 12 | 0.6% | 17.6% |
| 36 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.6% | — |
| 37 | Lake Trust Credit Union 62 out of 100, Moderate | 12 | 0.6% | 44.1% |
| 38 | MORTGAGE CENTER L.C | 11 | 0.6% | — |
| 39 | CREDIT UNION ONE 76 out of 100, Strong | 10 | 0.5% | 29.5% |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 10 | 0.5% | — |
Top 40 of 179 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps