Michigan · HMDA 2025
Mortgage lenders in Mecosta County, MI
176 lenders reported 1,733 home-loan applications in Mecosta County in 2025. 1,004 closed as loans ($187.5M), 288 were denied — a 21.4% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 20% of applications, led by The Huntington National Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,733
- Loans originated
- 1,004
- Purchase / refinance
- 476 / 290
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mecosta County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The Huntington National Bank 59 out of 100, Moderate | 133 | 7.7% | 31.6% |
| 2 | Isabella Bank 62 out of 100, Moderate | 116 | 6.7% | 16.4% |
| 3 | Rocket Mortgage, LLC | 102 | 5.9% | — |
| 4 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 75 | 4.3% | 7.3% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 66 | 3.8% | — |
| 6 | UNION HOME MORTGAGE CORP. | 65 | 3.8% | — |
| 7 | Fifth Third Bank, National Association 62 out of 100, Moderate | 60 | 3.5% | 34.0% |
| 8 | Independent Bank 63 out of 100, Moderate | 54 | 3.1% | 17.6% |
| 9 | Mercantile Bank 73 out of 100, Strong | 52 | 3.0% | 15.2% |
| 10 | Horizon Bank 72 out of 100, Strong | 48 | 2.8% | 22.7% |
| 11 | West Michigan Credit Union | 43 | 2.5% | — |
| 12 | The Dart Bank | 42 | 2.4% | — |
| 13 | AMERICAN PACIFIC MORTGAGE CORPORATION | 39 | 2.3% | — |
| 14 | NEWREZ LLC | 33 | 1.9% | — |
| 15 | Mortgage Research Center, LLC | 33 | 1.9% | — |
| 16 | PENNYMAC LOAN SERVICES, LLC | 31 | 1.8% | — |
| 17 | 21st Mortgage Corporation | 29 | 1.7% | — |
| 18 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.6% | 14.1% |
| 19 | GUILD MORTGAGE COMPANY | 24 | 1.4% | — |
| 20 | GreenStone Farm Credit Services, FLCA | 22 | 1.3% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 0.9% | 32.9% |
| 22 | Broker Solutions, Inc. | 16 | 0.9% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 16 | 0.9% | 3.0% |
| 24 | AmeriSave Mortgage Corporation | 15 | 0.9% | — |
| 25 | FREEDOM MORTGAGE CORPORATION | 14 | 0.8% | — |
| 26 | State Savings Bank 61 out of 100, Moderate | 13 | 0.8% | 7.8% |
| 27 | MORTGAGE 1 INCORPORATED | 13 | 0.8% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 13 | 0.8% | — |
| 29 | SUCCESS MORTGAGE PARTNERS, INC. | 13 | 0.8% | — |
| 30 | Loandepot.Com, LLC | 12 | 0.7% | — |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.7% | — |
| 32 | PLANET HOME LENDING, LLC | 12 | 0.7% | — |
| 33 | CONSUMERS CREDIT UNION | 12 | 0.7% | — |
| 34 | TRIAD FINANCIAL SERVICES, INC. | 11 | 0.6% | — |
| 35 | Adventure Credit Union 67 out of 100, Moderate | 11 | 0.6% | 10.5% |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 11 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 11 | 0.6% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.6% | — |
| 39 | SPRING EQ, LLC | 10 | 0.6% | — |
| 40 | PHH Mortgage Corporation | 10 | 0.6% | — |
Top 40 of 176 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps