Michigan · HMDA 2025
Mortgage lenders in Newaygo County, MI
189 lenders reported 2,403 home-loan applications in Newaygo County in 2025. 1,332 closed as loans ($254.7M), 426 were denied — a 23.4% denial rate on decided applications, above the Michigan rate of 22.4%. The three most active lenders handled 22% of applications, led by GERBER FEDERAL CREDIT UNION. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,403
- Loans originated
- 1,332
- Purchase / refinance
- 572 / 422
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Newaygo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | GERBER FEDERAL CREDIT UNION 67 out of 100, Moderate | 202 | 8.4% | 16.2% |
| 2 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 194 | 8.1% | 7.3% |
| 3 | The Huntington National Bank 59 out of 100, Moderate | 140 | 5.8% | 31.6% |
| 4 | Rocket Mortgage, LLC | 139 | 5.8% | — |
| 5 | ChoiceOne Bank 61 out of 100, Moderate | 132 | 5.5% | 22.0% |
| 6 | Independent Bank 63 out of 100, Moderate | 126 | 5.2% | 17.6% |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 88 | 3.7% | — |
| 8 | Fifth Third Bank, National Association 62 out of 100, Moderate | 85 | 3.5% | 34.0% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 59 | 2.5% | — |
| 10 | NEWREZ LLC | 56 | 2.3% | — |
| 11 | Mortgage Research Center, LLC | 45 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 34 | 1.4% | 14.1% |
| 13 | GUILD MORTGAGE COMPANY | 33 | 1.4% | — |
| 14 | MORTGAGE 1 INCORPORATED | 33 | 1.4% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 30 | 1.2% | — |
| 16 | 21st Mortgage Corporation | 29 | 1.2% | — |
| 17 | CONSUMERS CREDIT UNION | 28 | 1.2% | — |
| 18 | Broker Solutions, Inc. | 27 | 1.1% | — |
| 19 | UNION HOME MORTGAGE CORP. | 27 | 1.1% | — |
| 20 | Mercantile Bank 73 out of 100, Strong | 27 | 1.1% | 15.2% |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 26 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 26 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 25 | 1.0% | — |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.0% | — |
| 25 | Horizon Bank 72 out of 100, Strong | 23 | 1.0% | 22.7% |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 0.9% | — |
| 27 | SPRING EQ, LLC | 21 | 0.9% | — |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 19 | 0.8% | 32.9% |
| 29 | AmeriSave Mortgage Corporation | 18 | 0.7% | — |
| 30 | AMERICAN PACIFIC MORTGAGE CORPORATION | 18 | 0.7% | — |
| 31 | Northpointe Bank 58 out of 100, Moderate | 18 | 0.7% | 10.4% |
| 32 | GreenStone Farm Credit Services, FLCA | 18 | 0.7% | — |
| 33 | Adventure Credit Union 67 out of 100, Moderate | 17 | 0.7% | 10.5% |
| 34 | VAN DYK MORTGAGE CORPORATION | 16 | 0.7% | — |
| 35 | AMERICAN FINANCIAL RESOURCES, INC. | 15 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.6% | — |
| 37 | NEW DAY FINANCIAL, LLC | 15 | 0.6% | — |
| 38 | FIRST COMMUNITY MORTGAGE, INC. | 15 | 0.6% | — |
| 39 | SUCCESS MORTGAGE PARTNERS, INC. | 15 | 0.6% | — |
| 40 | FIGURE LENDING LLC | 14 | 0.6% | — |
Top 40 of 189 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps