Michigan · HMDA 2025
Mortgage lenders in Monroe County, MI
273 lenders reported 7,418 home-loan applications in Monroe County in 2025. 4,125 closed as loans ($762.7M), 1,310 were denied — a 23.1% denial rate on decided applications, close to the Michigan rate of 22.4%. The three most active lenders handled 20% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 7,418
- Loans originated
- 4,125
- Purchase / refinance
- 1,832 / 1,337
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Monroe County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 631 | 8.5% | — |
| 2 | The Huntington National Bank 59 out of 100, Moderate | 529 | 7.1% | 31.6% |
| 3 | AMERICAN FINANCIAL NETWORK, INC. | 346 | 4.7% | — |
| 4 | First Merchants Bank 58 out of 100, Moderate | 342 | 4.6% | 19.8% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 322 | 4.3% | — |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 316 | 4.3% | 34.0% |
| 7 | 21st Mortgage Corporation | 226 | 3.0% | — |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 219 | 3.0% | — |
| 9 | UNION HOME MORTGAGE CORP. | 215 | 2.9% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 198 | 2.7% | — |
| 11 | MONROE COMMUNITY CREDIT UNION 80 out of 100, Strong | 182 | 2.5% | 8.2% |
| 12 | Directions Credit Union, Inc. 68 out of 100, Moderate | 159 | 2.1% | 20.9% |
| 13 | NEWREZ LLC | 147 | 2.0% | — |
| 14 | Citizens Bank, National Association 54 out of 100, Below average | 130 | 1.8% | 32.5% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 123 | 1.7% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 120 | 1.6% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 117 | 1.6% | 14.1% |
| 18 | PNC Bank, National Association 62 out of 100, Moderate | 114 | 1.5% | 33.8% |
| 19 | NATIONSTAR MORTGAGE LLC | 105 | 1.4% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 103 | 1.4% | — |
| 21 | Mortgage Research Center, LLC | 99 | 1.3% | — |
| 22 | FIGURE LENDING LLC | 96 | 1.3% | — |
| 23 | DFCU FINANCIAL | 87 | 1.2% | — |
| 24 | KeyBank National Association 63 out of 100, Moderate | 86 | 1.2% | 32.8% |
| 25 | MORTGAGE 1 INCORPORATED | 69 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 65 | 0.9% | — |
| 27 | TLC COMMUNITY Credit Union 90 out of 100, Very strong | 65 | 0.9% | 17.5% |
| 28 | AmeriSave Mortgage Corporation | 57 | 0.8% | — |
| 29 | EQUITY RESOURCES, INC. | 57 | 0.8% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 52 | 0.7% | — |
| 31 | Coastal Community Bank 35 out of 100, Low | 50 | 0.7% | 3.0% |
| 32 | PLANET HOME LENDING, LLC | 48 | 0.6% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 47 | 0.6% | 32.9% |
| 34 | GreenStone Farm Credit Services, FLCA | 47 | 0.6% | — |
| 35 | CMG MORTGAGE, INC. | 45 | 0.6% | — |
| 36 | MORTGAGE CENTER L.C | 43 | 0.6% | — |
| 37 | Old National Bank 59 out of 100, Moderate | 42 | 0.6% | 22.1% |
| 38 | LAKE MICHIGAN CREDIT UNION 73 out of 100, Strong | 42 | 0.6% | 7.3% |
| 39 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 41 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 40 | 0.5% | — |
Top 40 of 273 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Michigan
- Wayne County 66,469 apps
- Oakland County 55,675 apps
- Macomb County 38,549 apps
- Kent County 28,383 apps
- Genesee County 16,559 apps
- Ottawa County 12,741 apps
- Washtenaw County 12,725 apps
- Kalamazoo County 10,359 apps
- Ingham County 9,948 apps
- Livingston County 9,373 apps
- Muskegon County 8,415 apps
- St. Clair County 7,949 apps