Minnesota · HMDA 2025
Mortgage lenders in Benton County, MN
162 lenders reported 1,486 home-loan applications in Benton County in 2025. 864 closed as loans ($196.9M), 213 were denied — a 19.0% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 14% of applications, led by U.S. Bank National Association. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,486
- Loans originated
- 864
- Purchase / refinance
- 495 / 234
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Benton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 86 | 5.8% | 39.5% |
| 2 | ST. CLOUD FINANCIAL | 66 | 4.4% | — |
| 3 | Liberty Bank Minnesota 86 out of 100, Very strong | 63 | 4.2% | 3.3% |
| 4 | Rocket Mortgage, LLC | 57 | 3.8% | — |
| 5 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 53 | 3.6% | — |
| 6 | TRIAD FINANCIAL SERVICES, INC. | 52 | 3.5% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 50 | 3.4% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 45 | 3.0% | — |
| 9 | PLAZA HOME MORTGAGE, INC. | 37 | 2.5% | — |
| 10 | AFFINITY PLUS | 34 | 2.3% | — |
| 11 | NEWREZ LLC | 32 | 2.2% | — |
| 12 | FREEDOM MORTGAGE CORPORATION | 27 | 1.8% | — |
| 13 | Fairway Independent Mortgage Corporation | 26 | 1.7% | — |
| 14 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 26 | 1.7% | 12.6% |
| 15 | CREDIT UNION 1 | 25 | 1.7% | — |
| 16 | COMPEER FINANCIAL, FLCA | 25 | 1.7% | — |
| 17 | Broker Solutions, Inc. | 24 | 1.6% | — |
| 18 | Old National Bank 59 out of 100, Moderate | 24 | 1.6% | 22.1% |
| 19 | Blaze Credit Union 61 out of 100, Moderate | 24 | 1.6% | 14.3% |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.5% | 14.1% |
| 21 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 23 | 1.5% | 22.2% |
| 22 | Deerwood Bank 68 out of 100, Moderate | 22 | 1.5% | 5.2% |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.4% | — |
| 24 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 21 | 1.4% | — |
| 25 | Frandsen Bank & Trust 71 out of 100, Strong | 21 | 1.4% | 7.9% |
| 26 | EVERETT FINANCIAL, INC. | 20 | 1.3% | — |
| 27 | Mortgage Research Center, LLC | 19 | 1.3% | — |
| 28 | BankVista | 18 | 1.2% | — |
| 29 | NATIONSTAR MORTGAGE LLC | 18 | 1.2% | — |
| 30 | Coastal Community Bank 35 out of 100, Low | 18 | 1.2% | 3.0% |
| 31 | 21st Mortgage Corporation | 17 | 1.1% | — |
| 32 | Sentry Bank | 17 | 1.1% | — |
| 33 | Sherburne State Bank 78 out of 100, Strong | 17 | 1.1% | 3.2% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 15 | 1.0% | 22.2% |
| 35 | SPRING EQ, LLC | 15 | 1.0% | — |
| 36 | Bell Bank 59 out of 100, Moderate | 13 | 0.9% | 7.1% |
| 37 | Loandepot.Com, LLC | 12 | 0.8% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 12 | 0.8% | — |
| 39 | The Huntington National Bank 59 out of 100, Moderate | 11 | 0.7% | 31.6% |
| 40 | CMG MORTGAGE, INC. | 9 | 0.6% | — |
Top 40 of 162 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps