Minnesota · HMDA 2025
Mortgage lenders in Chisago County, MN
224 lenders reported 2,729 home-loan applications in Chisago County in 2025. 1,567 closed as loans ($425.9M), 360 were denied — a 17.9% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 15% of applications, led by U.S. Bank National Association. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,729
- Loans originated
- 1,567
- Purchase / refinance
- 751 / 438
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chisago County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 150 | 5.5% | 39.5% |
| 2 | Bell Bank 59 out of 100, Moderate | 125 | 4.6% | 7.1% |
| 3 | Rocket Mortgage, LLC | 122 | 4.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 117 | 4.3% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 102 | 3.7% | — |
| 6 | AFFINITY PLUS | 99 | 3.6% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 94 | 3.4% | — |
| 8 | Royal Credit Union 73 out of 100, Strong | 83 | 3.0% | 11.3% |
| 9 | GUARANTEED RATE, INC. | 72 | 2.6% | — |
| 10 | MINNCO CREDIT UNION 70 out of 100, Strong | 66 | 2.4% | 23.0% |
| 11 | Loandepot.Com, LLC | 65 | 2.4% | — |
| 12 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 64 | 2.3% | 22.2% |
| 13 | NEWREZ LLC | 54 | 2.0% | — |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 54 | 2.0% | 14.1% |
| 15 | Broker Solutions, Inc. | 51 | 1.9% | — |
| 16 | Blaze Credit Union 61 out of 100, Moderate | 47 | 1.7% | 14.3% |
| 17 | NATIONSTAR MORTGAGE LLC | 41 | 1.5% | — |
| 18 | MidWestOne Bank | 40 | 1.5% | — |
| 19 | The Huntington National Bank 59 out of 100, Moderate | 39 | 1.4% | 31.6% |
| 20 | FREEDOM MORTGAGE CORPORATION | 35 | 1.3% | — |
| 21 | Mortgage Research Center, LLC | 32 | 1.2% | — |
| 22 | Prosperity Home Mortgage, LLC | 32 | 1.2% | — |
| 23 | Members Cooperative Credit Union | 32 | 1.2% | — |
| 24 | Associated Bank, National Association | 32 | 1.2% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 31 | 1.1% | — |
| 26 | SPRING EQ, LLC | 28 | 1.0% | — |
| 27 | KIND LENDING, LLC | 28 | 1.0% | — |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 26 | 1.0% | — |
| 29 | IDEAL Credit Union 62 out of 100, Moderate | 26 | 1.0% | 23.4% |
| 30 | TOPLINE FINANCIAL CREDIT UNION 61 out of 100, Moderate | 26 | 1.0% | 17.6% |
| 31 | Coastal Community Bank 35 out of 100, Low | 25 | 0.9% | 3.0% |
| 32 | Wings Financial Credit Union | 23 | 0.8% | — |
| 33 | Security State Bank of Marine | 23 | 0.8% | — |
| 34 | Luminate Bank 47 out of 100, Below average | 23 | 0.8% | 4.3% |
| 35 | CMG MORTGAGE, INC. | 21 | 0.8% | — |
| 36 | 21st Mortgage Corporation | 20 | 0.7% | — |
| 37 | Fairway Independent Mortgage Corporation | 20 | 0.7% | — |
| 38 | Frandsen Bank & Trust 71 out of 100, Strong | 20 | 0.7% | 7.9% |
| 39 | Summit Mortgage Corporation | 19 | 0.7% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 19 | 0.7% | — |
Top 40 of 224 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps