Minnesota · HMDA 2025
Mortgage lenders in Fillmore County, MN
110 lenders reported 677 home-loan applications in Fillmore County in 2025. 438 closed as loans ($80.0M), 92 were denied — a 16.8% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 24% of applications, led by Merchants Bank, National Association. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 677
- Loans originated
- 438
- Purchase / refinance
- 223 / 107
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fillmore County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Merchants Bank, National Association 73 out of 100, Strong | 80 | 11.8% | 5.9% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 40 | 5.9% | — |
| 3 | F & M Community Bank, National Association 74 out of 100, Strong | 40 | 5.9% | 1.1% |
| 4 | Alerus Financial, National Association 70 out of 100, Strong | 38 | 5.6% | 10.1% |
| 5 | Rocket Mortgage, LLC | 30 | 4.4% | — |
| 6 | ALTRA Federal Credit Union 78 out of 100, Strong | 27 | 4.0% | 9.3% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 23 | 3.4% | 39.5% |
| 8 | MARINE CREDIT UNION 53 out of 100, Below average | 23 | 3.4% | 44.9% |
| 9 | COMPEER FINANCIAL, FLCA | 21 | 3.1% | — |
| 10 | BMO Bank National Association 83 out of 100, Strong | 19 | 2.8% | 40.5% |
| 11 | GUARANTEED RATE, INC. | 15 | 2.2% | — |
| 12 | Bell Bank 59 out of 100, Moderate | 14 | 2.1% | 7.1% |
| 13 | AFFINITY PLUS | 13 | 1.9% | — |
| 14 | Minnwest Bank 68 out of 100, Moderate | 12 | 1.8% | 11.9% |
| 15 | Loandepot.Com, LLC | 11 | 1.6% | — |
| 16 | Mortgage Research Center, LLC | 11 | 1.6% | — |
| 17 | Think Mutual Bank 86 out of 100, Very strong | 11 | 1.6% | 12.2% |
| 18 | Broker Solutions, Inc. | 10 | 1.5% | — |
| 19 | First National Bank 77 out of 100, Strong | 10 | 1.5% | 13.6% |
| 20 | Old National Bank 59 out of 100, Moderate | 9 | 1.3% | 22.1% |
| 21 | NATIONSTAR MORTGAGE LLC | 9 | 1.3% | — |
| 22 | MAYO EMPLOYEES FEDERAL CREDIT UNION 98 out of 100, Very strong | 9 | 1.3% | 18.7% |
| 23 | Coastal Community Bank 35 out of 100, Low | 9 | 1.3% | 3.0% |
| 24 | NEWREZ LLC | 8 | 1.2% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.0% | 32.9% |
| 26 | CUSB Bank 74 out of 100, Strong | 7 | 1.0% | 12.0% |
| 27 | Prosperity Home Mortgage, LLC | 7 | 1.0% | — |
| 28 | KIND LENDING, LLC | 7 | 1.0% | — |
| 29 | PENNYMAC LOAN SERVICES, LLC | 6 | 0.9% | — |
| 30 | ESB Bank | 6 | 0.9% | — |
| 31 | SPRING EQ, LLC | 5 | 0.7% | — |
| 32 | First Alliance Credit Union 67 out of 100, Moderate | 5 | 0.7% | 43.6% |
| 33 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.7% | — |
| 34 | CMG MORTGAGE, INC. | 4 | 0.6% | — |
| 35 | Discover Bank | 4 | 0.6% | — |
| 36 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 4 | 0.6% | 6.7% |
| 37 | FIGURE LENDING LLC | 4 | 0.6% | — |
| 38 | AMERICAN FINANCING CORPORATION | 4 | 0.6% | — |
| 39 | NEW DAY FINANCIAL, LLC | 4 | 0.6% | — |
| 40 | First Federal Bank 50 out of 100, Below average | 4 | 0.6% | 13.5% |
Top 40 of 110 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps