Minnesota · HMDA 2025
Mortgage lenders in Isanti County, MN
196 lenders reported 2,129 home-loan applications in Isanti County in 2025. 1,190 closed as loans ($298.2M), 321 were denied — a 20.3% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 19% of applications, led by AFFINITY PLUS. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,129
- Loans originated
- 1,190
- Purchase / refinance
- 588 / 324
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Isanti County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | AFFINITY PLUS | 164 | 7.7% | — |
| 2 | MINNCO CREDIT UNION 70 out of 100, Strong | 143 | 6.7% | 23.0% |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 102 | 4.8% | 39.5% |
| 4 | Rocket Mortgage, LLC | 85 | 4.0% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 84 | 3.9% | — |
| 6 | UNITED SHORE FINANCIAL SERVICES, LLC | 83 | 3.9% | — |
| 7 | Bell Bank 59 out of 100, Moderate | 78 | 3.7% | 7.1% |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 71 | 3.3% | — |
| 9 | Loandepot.Com, LLC | 49 | 2.3% | — |
| 10 | GUARANTEED RATE, INC. | 46 | 2.2% | — |
| 11 | First Bank & Trust 70 out of 100, Strong | 45 | 2.1% | 14.9% |
| 12 | FREEDOM MORTGAGE CORPORATION | 43 | 2.0% | — |
| 13 | NEWREZ LLC | 40 | 1.9% | — |
| 14 | Fairway Independent Mortgage Corporation | 36 | 1.7% | — |
| 15 | Broker Solutions, Inc. | 36 | 1.7% | — |
| 16 | Blaze Credit Union 61 out of 100, Moderate | 34 | 1.6% | 14.3% |
| 17 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 32 | 1.5% | 22.2% |
| 18 | Luminate Bank 47 out of 100, Below average | 29 | 1.4% | 4.3% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 27 | 1.3% | 14.1% |
| 20 | Frandsen Bank & Trust 71 out of 100, Strong | 27 | 1.3% | 7.9% |
| 21 | Mortgage Research Center, LLC | 25 | 1.2% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 24 | 1.1% | — |
| 23 | Coastal Community Bank 35 out of 100, Low | 23 | 1.1% | 3.0% |
| 24 | AMERIHOME MORTGAGE COMPANY, LLC | 21 | 1.0% | — |
| 25 | Royal Credit Union 73 out of 100, Strong | 20 | 0.9% | 11.3% |
| 26 | COMPEER FINANCIAL, FLCA | 18 | 0.8% | — |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 18 | 0.8% | — |
| 28 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 17 | 0.8% | 22.2% |
| 29 | Paramount Residential Mortgage Group, Inc. | 17 | 0.8% | — |
| 30 | Summit Mortgage Corporation | 17 | 0.8% | — |
| 31 | Members Cooperative Credit Union | 17 | 0.8% | — |
| 32 | The Huntington National Bank 59 out of 100, Moderate | 16 | 0.8% | 31.6% |
| 33 | TRIAD FINANCIAL SERVICES, INC. | 16 | 0.8% | — |
| 34 | PLANET HOME LENDING, LLC | 16 | 0.8% | — |
| 35 | MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 0.8% | — |
| 36 | EVERETT FINANCIAL, INC. | 16 | 0.8% | — |
| 37 | Associated Bank, National Association | 16 | 0.8% | — |
| 38 | TOPLINE FINANCIAL CREDIT UNION 61 out of 100, Moderate | 16 | 0.8% | 17.6% |
| 39 | SPRING EQ, LLC | 15 | 0.7% | — |
| 40 | FIGURE LENDING LLC | 15 | 0.7% | — |
Top 40 of 196 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps