Minnesota · HMDA 2025
Mortgage lenders in Kandiyohi County, MN
152 lenders reported 1,192 home-loan applications in Kandiyohi County in 2025. 711 closed as loans ($162.4M), 122 were denied — a 14.1% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 18% of applications, led by U.S. Bank National Association. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,192
- Loans originated
- 711
- Purchase / refinance
- 412 / 198
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Kandiyohi County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 77 | 6.5% | 39.5% |
| 2 | Rocket Mortgage, LLC | 75 | 6.3% | — |
| 3 | MAGNIFI FINANCIAL CREDIT UNION 68 out of 100, Moderate | 62 | 5.2% | 12.6% |
| 4 | Old National Bank 59 out of 100, Moderate | 57 | 4.8% | 22.1% |
| 5 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 55 | 4.6% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 54 | 4.5% | — |
| 7 | Heritage Bank National Association 34 out of 100, Low | 54 | 4.5% | 11.9% |
| 8 | UNITED SHORE FINANCIAL SERVICES, LLC | 46 | 3.9% | — |
| 9 | NATIONSTAR MORTGAGE LLC | 29 | 2.4% | — |
| 10 | NEWREZ LLC | 27 | 2.3% | — |
| 11 | Granite Bank 53 out of 100, Below average | 27 | 2.3% | 6.2% |
| 12 | Bremer Bank, National Association | 26 | 2.2% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 18 | 1.5% | 14.1% |
| 14 | Mortgage Research Center, LLC | 18 | 1.5% | — |
| 15 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 18 | 1.5% | 22.2% |
| 16 | MUTUAL OF OMAHA MORTGAGE, INC. | 18 | 1.5% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 17 | 1.4% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 16 | 1.3% | — |
| 19 | AFFINITY PLUS | 15 | 1.3% | — |
| 20 | Royal Credit Union 73 out of 100, Strong | 14 | 1.2% | 11.3% |
| 21 | Blaze Credit Union 61 out of 100, Moderate | 14 | 1.2% | 14.3% |
| 22 | Broker Solutions, Inc. | 13 | 1.1% | — |
| 23 | A&D Mortgage LLC | 13 | 1.1% | — |
| 24 | EVERETT FINANCIAL, INC. | 13 | 1.1% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 13 | 1.1% | 3.0% |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 10 | 0.8% | 22.2% |
| 27 | PLANET HOME LENDING, LLC | 10 | 0.8% | — |
| 28 | Citizens Alliance Bank 47 out of 100, Below average | 10 | 0.8% | 8.6% |
| 29 | Bell Bank 59 out of 100, Moderate | 10 | 0.8% | 7.1% |
| 30 | GUARANTEED RATE, INC. | 9 | 0.8% | — |
| 31 | FIGURE LENDING LLC | 9 | 0.8% | — |
| 32 | Minnwest Bank 68 out of 100, Moderate | 9 | 0.8% | 11.9% |
| 33 | Kensington Bank 69 out of 100, Moderate | 9 | 0.8% | 4.9% |
| 34 | SWBC MORTGAGE CORPORATION | 8 | 0.7% | — |
| 35 | Loandepot.Com, LLC | 7 | 0.6% | — |
| 36 | Discover Bank | 7 | 0.6% | — |
| 37 | AmeriSave Mortgage Corporation | 7 | 0.6% | — |
| 38 | SPRING EQ, LLC | 7 | 0.6% | — |
| 39 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | 0.6% | — |
| 40 | Bonanza Valley State Bank | 7 | 0.6% | — |
Top 40 of 152 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps