Minnesota · HMDA 2025
Mortgage lenders in McLeod County, MN
153 lenders reported 1,313 home-loan applications in McLeod County in 2025. 789 closed as loans ($184.3M), 138 were denied — a 14.3% denial rate on decided applications, below the Minnesota rate of 16.2%. The three most active lenders handled 19% of applications, led by CORTRUST MORTGAGE, INC.. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,313
- Loans originated
- 789
- Purchase / refinance
- 456 / 207
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in McLeod County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | CORTRUST MORTGAGE, INC. | 110 | 8.4% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 69 | 5.3% | — |
| 3 | Rocket Mortgage, LLC | 64 | 4.9% | — |
| 4 | CorTrust Bank National Association 62 out of 100, Moderate | 52 | 4.0% | 8.4% |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 48 | 3.7% | 39.5% |
| 6 | PENNYMAC LOAN SERVICES, LLC | 47 | 3.6% | — |
| 7 | Summit Mortgage Corporation | 40 | 3.0% | — |
| 8 | Broker Solutions, Inc. | 39 | 3.0% | — |
| 9 | 21st Mortgage Corporation | 35 | 2.7% | — |
| 10 | Fairway Independent Mortgage Corporation | 34 | 2.6% | — |
| 11 | NOVATION CREDIT UNION 71 out of 100, Strong | 34 | 2.6% | 18.2% |
| 12 | SOUTHPOINT FINANCIAL | 30 | 2.3% | — |
| 13 | NEWREZ LLC | 25 | 1.9% | — |
| 14 | Mortgage Research Center, LLC | 24 | 1.8% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 23 | 1.8% | 14.1% |
| 16 | TRIAD FINANCIAL SERVICES, INC. | 22 | 1.7% | — |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 21 | 1.6% | — |
| 18 | FREEDOM MORTGAGE CORPORATION | 21 | 1.6% | — |
| 19 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 20 | 1.5% | 22.2% |
| 20 | AMERIHOME MORTGAGE COMPANY, LLC | 20 | 1.5% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 20 | 1.5% | — |
| 22 | Bell Bank 59 out of 100, Moderate | 20 | 1.5% | 7.1% |
| 23 | Old National Bank 59 out of 100, Moderate | 18 | 1.4% | 22.1% |
| 24 | Wings Financial Credit Union | 16 | 1.2% | — |
| 25 | BANKWEST, INC. 38 out of 100, Low | 15 | 1.1% | 48.6% |
| 26 | Luminate Bank 47 out of 100, Below average | 15 | 1.1% | 4.3% |
| 27 | Security Bank & Trust Company 74 out of 100, Strong | 15 | 1.1% | 2.6% |
| 28 | SPRING EQ, LLC | 13 | 1.0% | — |
| 29 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 13 | 1.0% | 22.2% |
| 30 | Loandepot.Com, LLC | 12 | 0.9% | — |
| 31 | Prosperity Home Mortgage, LLC | 12 | 0.9% | — |
| 32 | Coastal Community Bank 35 out of 100, Low | 12 | 0.9% | 3.0% |
| 33 | The Huntington National Bank 59 out of 100, Moderate | 11 | 0.8% | 31.6% |
| 34 | GUARANTEED RATE, INC. | 11 | 0.8% | — |
| 35 | AmeriSave Mortgage Corporation | 10 | 0.8% | — |
| 36 | PLANET HOME LENDING, LLC | 9 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.7% | — |
| 38 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.7% | — |
| 39 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.6% | 44.7% |
| 40 | FIGURE LENDING LLC | 8 | 0.6% | — |
Top 40 of 153 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps