Minnesota · HMDA 2025
Mortgage lenders in Mille Lacs County, MN
183 lenders reported 1,410 home-loan applications in Mille Lacs County in 2025. 811 closed as loans ($171.8M), 195 were denied — a 18.6% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 19% of applications, led by Blaze Credit Union. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,410
- Loans originated
- 811
- Purchase / refinance
- 452 / 204
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mille Lacs County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Blaze Credit Union 61 out of 100, Moderate | 136 | 9.6% | 14.3% |
| 2 | CROSSCOUNTRY MORTGAGE, INC. | 69 | 4.9% | — |
| 3 | The First National Bank Of Milaca 81 out of 100, Strong | 62 | 4.4% | 17.0% |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 60 | 4.3% | 39.5% |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 58 | 4.1% | — |
| 6 | Rocket Mortgage, LLC | 52 | 3.7% | — |
| 7 | Broker Solutions, Inc. | 47 | 3.3% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 40 | 2.8% | — |
| 9 | AFFINITY PLUS | 27 | 1.9% | — |
| 10 | Sherburne State Bank 78 out of 100, Strong | 26 | 1.8% | 3.2% |
| 11 | Bell Bank 59 out of 100, Moderate | 26 | 1.8% | 7.1% |
| 12 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 25 | 1.8% | 22.2% |
| 13 | GUARANTEED RATE, INC. | 24 | 1.7% | — |
| 14 | NEWREZ LLC | 21 | 1.5% | — |
| 15 | FIGURE LENDING LLC | 20 | 1.4% | — |
| 16 | Old National Bank 59 out of 100, Moderate | 20 | 1.4% | 22.1% |
| 17 | Mortgage Research Center, LLC | 19 | 1.3% | — |
| 18 | First Bank & Trust 70 out of 100, Strong | 19 | 1.3% | 14.9% |
| 19 | FREEDOM MORTGAGE CORPORATION | 18 | 1.3% | — |
| 20 | COMPEER FINANCIAL, FLCA | 17 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 17 | 1.2% | — |
| 22 | MINNCO CREDIT UNION 70 out of 100, Strong | 17 | 1.2% | 23.0% |
| 23 | Loandepot.Com, LLC | 16 | 1.1% | — |
| 24 | EVERETT FINANCIAL, INC. | 16 | 1.1% | — |
| 25 | Woodlands National Bank 62 out of 100, Moderate | 14 | 1.0% | 29.8% |
| 26 | MEGASTAR FINANCIAL CORP. | 13 | 0.9% | — |
| 27 | Paramount Residential Mortgage Group, Inc. | 12 | 0.9% | — |
| 28 | Granite Bank 53 out of 100, Below average | 12 | 0.9% | 6.2% |
| 29 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 12 | 0.9% | — |
| 30 | Merchants Bank, National Association 73 out of 100, Strong | 12 | 0.9% | 5.9% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 11 | 0.8% | — |
| 32 | Luminate Bank 47 out of 100, Below average | 11 | 0.8% | 4.3% |
| 33 | Northview Bank 74 out of 100, Strong | 11 | 0.8% | 23.1% |
| 34 | Frandsen Bank & Trust 71 out of 100, Strong | 11 | 0.8% | 7.9% |
| 35 | CMG MORTGAGE, INC. | 10 | 0.7% | — |
| 36 | PLANET HOME LENDING, LLC | 10 | 0.7% | — |
| 37 | Prosperity Home Mortgage, LLC | 10 | 0.7% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.7% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 10 | 0.7% | 3.0% |
| 40 | Fairway Independent Mortgage Corporation | 9 | 0.6% | — |
Top 40 of 183 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps