Minnesota · HMDA 2025
Mortgage lenders in Wabasha County, MN
115 lenders reported 776 home-loan applications in Wabasha County in 2025. 475 closed as loans ($98.9M), 106 were denied — a 17.4% denial rate on decided applications, above the Minnesota rate of 16.2%. The three most active lenders handled 20% of applications, led by Peoples State Bank of Plainview. 19 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 776
- Loans originated
- 475
- Purchase / refinance
- 260 / 118
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wabasha County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples State Bank of Plainview 66 out of 100, Moderate | 83 | 10.7% | 6.3% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 38 | 4.9% | — |
| 3 | Rocket Mortgage, LLC | 32 | 4.1% | — |
| 4 | GUARANTEED RATE, INC. | 29 | 3.7% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 26 | 3.4% | — |
| 6 | Think Mutual Bank 86 out of 100, Very strong | 25 | 3.2% | 12.2% |
| 7 | Foresight Bank 41 out of 100, Below average | 23 | 3.0% | 7.3% |
| 8 | U.S. Bank National Association 55 out of 100, Moderate | 22 | 2.8% | 39.5% |
| 9 | WNB FINANCIAL, N.A. 76 out of 100, Strong | 22 | 2.8% | 6.7% |
| 10 | AFFINITY PLUS | 21 | 2.7% | — |
| 11 | Merchants Bank, National Association 73 out of 100, Strong | 19 | 2.4% | 5.9% |
| 12 | Bell Bank 59 out of 100, Moderate | 19 | 2.4% | 7.1% |
| 13 | PENNYMAC LOAN SERVICES, LLC | 18 | 2.3% | — |
| 14 | First Alliance Credit Union 67 out of 100, Moderate | 18 | 2.3% | 43.6% |
| 15 | NEWREZ LLC | 17 | 2.2% | — |
| 16 | Mortgage Research Center, LLC | 15 | 1.9% | — |
| 17 | COMPEER FINANCIAL, FLCA | 15 | 1.9% | — |
| 18 | MAYO EMPLOYEES FEDERAL CREDIT UNION 98 out of 100, Very strong | 13 | 1.7% | 18.7% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.5% | 14.1% |
| 20 | Alerus Financial, National Association 70 out of 100, Strong | 11 | 1.4% | 10.1% |
| 21 | ALTRA Federal Credit Union 78 out of 100, Strong | 11 | 1.4% | 9.3% |
| 22 | Alliance Bank 70 out of 100, Strong | 11 | 1.4% | 13.3% |
| 23 | Frandsen Bank & Trust 71 out of 100, Strong | 11 | 1.4% | 7.9% |
| 24 | Fairway Independent Mortgage Corporation | 9 | 1.2% | — |
| 25 | Loandepot.Com, LLC | 9 | 1.2% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 9 | 1.2% | — |
| 27 | Discover Bank | 8 | 1.0% | — |
| 28 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 8 | 1.0% | — |
| 29 | KIND LENDING, LLC | 8 | 1.0% | — |
| 30 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 7 | 0.9% | 22.2% |
| 31 | Broker Solutions, Inc. | 7 | 0.9% | — |
| 32 | AmeriSave Mortgage Corporation | 7 | 0.9% | — |
| 33 | Forward Bank 64 out of 100, Moderate | 7 | 0.9% | 4.2% |
| 34 | FREEDOM MORTGAGE CORPORATION | 7 | 0.9% | — |
| 35 | Navy Federal Credit Union 66 out of 100, Moderate | 6 | 0.8% | 32.9% |
| 36 | 21st Mortgage Corporation | 6 | 0.8% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.8% | — |
| 38 | MARINE CREDIT UNION 53 out of 100, Below average | 6 | 0.8% | 44.9% |
| 39 | NEW DAY FINANCIAL, LLC | 6 | 0.8% | — |
| 40 | Old National Bank 59 out of 100, Moderate | 5 | 0.6% | 22.1% |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps