Minnesota · HMDA 2025
Mortgage lenders in Waseca County, MN
102 lenders reported 524 home-loan applications in Waseca County in 2025. 323 closed as loans ($58.5M), 65 were denied — a 16.3% denial rate on decided applications, close to the Minnesota rate of 16.2%. The three most active lenders handled 28% of applications, led by Minnwest Bank. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 524
- Loans originated
- 323
- Purchase / refinance
- 190 / 62
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Waseca County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Minnwest Bank 68 out of 100, Moderate | 62 | 11.8% | 11.9% |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 52 | 9.9% | — |
| 3 | U.S. Bank National Association 55 out of 100, Moderate | 31 | 5.9% | 39.5% |
| 4 | Blaze Credit Union 61 out of 100, Moderate | 28 | 5.3% | 14.3% |
| 5 | Rocket Mortgage, LLC | 22 | 4.2% | — |
| 6 | CROSSCOUNTRY MORTGAGE, INC. | 20 | 3.8% | — |
| 7 | AFFINITY PLUS | 20 | 3.8% | — |
| 8 | Plains Commerce Bank 59 out of 100, Moderate | 16 | 3.1% | 10.0% |
| 9 | Mortgage Research Center, LLC | 15 | 2.9% | — |
| 10 | GUARANTEED RATE, INC. | 14 | 2.7% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 13 | 2.5% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 1.7% | 14.1% |
| 13 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 9 | 1.7% | 22.2% |
| 14 | Fairway Independent Mortgage Corporation | 8 | 1.5% | — |
| 15 | PLAZA HOME MORTGAGE, INC. | 8 | 1.5% | — |
| 16 | CARRINGTON MORTGAGE SERVICES, LLC | 7 | 1.3% | — |
| 17 | Luminate Bank 47 out of 100, Below average | 7 | 1.3% | 4.3% |
| 18 | Frandsen Bank & Trust 71 out of 100, Strong | 7 | 1.3% | 7.9% |
| 19 | COMPEER FINANCIAL, FLCA | 6 | 1.1% | — |
| 20 | NEWREZ LLC | 5 | 1.0% | — |
| 21 | Loandepot.Com, LLC | 5 | 1.0% | — |
| 22 | Broker Solutions, Inc. | 5 | 1.0% | — |
| 23 | FIGURE LENDING LLC | 5 | 1.0% | — |
| 24 | Prosperity Home Mortgage, LLC | 5 | 1.0% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 5 | 1.0% | — |
| 26 | TRUSTONE FINANCIAL CREDIT UNION 68 out of 100, Moderate | 5 | 1.0% | 22.2% |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.0% | — |
| 28 | Luminate Home Loans, Inc. | 5 | 1.0% | — |
| 29 | Community Bank Mankato 47 out of 100, Below average | 4 | 0.8% | 6.4% |
| 30 | HomeTown Bank 64 out of 100, Moderate | 4 | 0.8% | 4.2% |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 0.8% | — |
| 32 | Merchants Bank, National Association 73 out of 100, Strong | 4 | 0.8% | 5.9% |
| 33 | GoodLeap, LLC | 4 | 0.8% | — |
| 34 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.6% | 31.6% |
| 35 | Discover Bank | 3 | 0.6% | — |
| 36 | SPRING EQ, LLC | 3 | 0.6% | — |
| 37 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 38 | Minnesota Valley Federal Credit Union 77 out of 100, Strong | 3 | 0.6% | 5.2% |
| 39 | Summit Mortgage Corporation | 3 | 0.6% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.6% | — |
Top 40 of 102 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Minnesota
- Hennepin County 43,986 apps
- Dakota County 17,858 apps
- Ramsey County 16,065 apps
- Anoka County 15,259 apps
- Washington County 12,517 apps
- Wright County 7,712 apps
- St. Louis County 6,914 apps
- Scott County 6,536 apps
- Olmsted County 5,774 apps
- Stearns County 5,097 apps
- Carver County 5,082 apps
- Sherburne County 4,765 apps