Mississippi · HMDA 2025
Mortgage lenders in Alcorn County, MS
115 lenders reported 1,064 home-loan applications in Alcorn County in 2025. 505 closed as loans ($78.0M), 206 were denied — a 27.6% denial rate on decided applications, close to the Mississippi rate of 28.1%. The three most active lenders handled 21% of applications, led by Guaranty Bank and Trust Company. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,064
- Loans originated
- 505
- Purchase / refinance
- 247 / 179
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Alcorn County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Guaranty Bank and Trust Company 55 out of 100, Moderate | 82 | 7.7% | 18.4% |
| 2 | Cadence Bank | 80 | 7.5% | — |
| 3 | Renasant Bank 64 out of 100, Moderate | 66 | 6.2% | 11.6% |
| 4 | 21st Mortgage Corporation | 60 | 5.6% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 52 | 4.9% | 43.1% |
| 6 | Rocket Mortgage, LLC | 51 | 4.8% | — |
| 7 | FORT FINANCIAL Federal Credit Union 76 out of 100, Strong | 48 | 4.5% | 24.8% |
| 8 | STOCKTON MORTGAGE CORPORATION | 48 | 4.5% | — |
| 9 | Trustmark National Bank 62 out of 100, Moderate | 43 | 4.0% | 14.7% |
| 10 | PENNYMAC LOAN SERVICES, LLC | 36 | 3.4% | — |
| 11 | CB&S Bank, Inc. | 34 | 3.2% | — |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 31 | 2.9% | — |
| 13 | Mortgage Research Center, LLC | 24 | 2.3% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 22 | 2.1% | — |
| 15 | TRIAD FINANCIAL SERVICES, INC. | 21 | 2.0% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 20 | 1.9% | — |
| 17 | Broker Solutions, Inc. | 15 | 1.4% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 15 | 1.4% | — |
| 19 | AmeriSave Mortgage Corporation | 14 | 1.3% | — |
| 20 | UNITED SHORE FINANCIAL SERVICES, LLC | 13 | 1.2% | — |
| 21 | PLANET HOME LENDING, LLC | 13 | 1.2% | — |
| 22 | FirstBank 59 out of 100, Moderate | 13 | 1.2% | 42.8% |
| 23 | GMFS LLC | 12 | 1.1% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 12 | 1.1% | 3.0% |
| 25 | NEWREZ LLC | 11 | 1.0% | — |
| 26 | NEW DAY FINANCIAL, LLC | 10 | 0.9% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 0.8% | 14.1% |
| 28 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.8% | 32.9% |
| 29 | Loandepot.Com, LLC | 8 | 0.8% | — |
| 30 | Kiavi Funding, Inc. | 8 | 0.8% | — |
| 31 | Citizens Bank, National Association 54 out of 100, Below average | 7 | 0.7% | 32.5% |
| 32 | MUTUAL OF OMAHA MORTGAGE, INC. | 7 | 0.7% | — |
| 33 | AMERICAN FINANCING CORPORATION | 6 | 0.6% | — |
| 34 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 6 | 0.6% | — |
| 35 | SOUTHWEST STAGE FUNDING, LLC | 5 | 0.5% | — |
| 36 | SOFI BANK, NATIONAL ASSOCIATION | 5 | 0.5% | — |
| 37 | SUPERIOR FINANCIAL SOLUTIONS, LLC | 5 | 0.5% | — |
| 38 | LAKEVIEW LOAN SERVICING, LLC | 5 | 0.5% | — |
| 39 | MORTGAGE INVESTORS GROUP, INC. | 5 | 0.5% | — |
| 40 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 4 | 0.4% | 22.2% |
Top 40 of 115 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Mississippi
- DeSoto County 10,088 apps
- Harrison County 9,953 apps
- Rankin County 7,923 apps
- Hinds County 7,772 apps
- Jackson County 6,516 apps
- Madison County 5,275 apps
- Lee County 3,545 apps
- Lamar County 2,915 apps
- Forrest County 2,898 apps
- Pearl River County 2,636 apps
- Lafayette County 2,627 apps
- Hancock County 2,459 apps